NAIFA-Texas Blog

3 min read

Celebrating Barbara Pietrangelo: Financial Planner of the Year Winner and Financial Literacy Advocate

By NAIFA-Texas on 4/22/24 11:52 AM

INFORMATION PUBLISHED ON AT.NAIFA.ORG

NAIFA Trustee Barbara A. Pietrangelo, an accomplished Financial Planner and a loyal member of NAIFA since 1992, stands out as a beacon of expertise and commitment. Her career began in 1991 at the Prudential Insurance Company of America, where she has since ascended to become the Wealth Solutions Report Financial Planner of the Year as One of the Top Women Industry Leaders for 2024.

We were honored to have Barbara speak at the 2024 NAIFA-Texas Annual State Conference that was held in February, at the Hilton NASA Clear Lake hotel in Houston, Texas.

Topics: #NAIFAProud Financial Literacy

3 min read

Income Protection - The Cornerstone to Financial Planning Webinar

By NAIFA-Texas on 4/22/24 10:18 AM

INFORMATION PUBLISHED ON AT.NAIFA.ORG

Ensuring income protection is critical for your clients, particularly during their income-earning years. We invite you to join NAIFA's upcoming webinar on Wednesday, May 8, 2024, from 12:00 pm Eastern (11:00 am Central). Sponsored by Ash Brokerage, this webinar is designed to arm financial professionals with the tools and techniques needed to effectively manage discussions around disability income plans and life insurance.

Topics: #NAIFAProud Disability Income Insurance

3 min read

CMS/DOL/TREASURY FINALIZE SHORT-TERM LIMITED DURATION HEALTH INSURANCE RULE

By NAIFA-Texas on 4/16/24 8:55 AM

INFORMATION PUBLISHED ON AT.NAIFA.ORG

On March 28, the Departments of Labor (DOL), Health and Human Services’ (HHS’) Centers for Medicare and Medicaid Services (CMS), and Treasury released a final short-term limited-duration (STLD) health insurance rule. It retains the proposed rule’s new limits of three months duration, with a four-month renewal option for this kind of insurance.

The new final regulation also requires new disclosure rules—generally language making clear to prospective purchasers that STLD is not the full coverage that they would get from an ACA-compliant policy.

Topics: #NAIFAProud Legislation & Regulations Affordable Care Act CMS Congress DOL

6 min read

Are You Ready For the 2026 Estate Tax Sunset?

By NAIFA-Texas on 4/10/24 10:29 AM

This Article is Brought to you by NAIFA-Texas Sponsor, Security Mutual Life Insurance Company of New York

Most Americans have not paid too much attention to estate taxes, or “death taxes”, as the mass media likes to call it. But moderately or very wealthy people need to . . . now! Learn more here. https://smlny.com/are-you-ready-for-the-2026-estate-tax-sunset/

About Security Mutual Life Insurance Company of New York

Founded in 1886, Security Mutual Life –– The Company That Cares^® –– is one of the leading mutual life insurance companies in the United States. Security Mutual Life has been helping protect families and businesses during periods of prosperity, as well as during wars and times of economic uncertainty.

https://smlny.com/

CONNECT WITH NAIFA-TEXAS!

Topics: #NAIFAProud Sponsor Security Mutual Life

7 min read

Why is Disability Insurance Important?

By NAIFA-Texas on 4/8/24 11:41 AM

This Article is Brought to you by NAIFA-Texas Sponsor, Capital Strategies

Disability Insurance Awareness Month is coming up in May. Those that know me here at NAIFA Texas know I hate to start talking about Disability Insurance in may, I want to start educating and getting the conversation going in April, well all year round, but at least April so you have time to talk to your clients.

Why is Disability Insurance Important:

Protects your client’s ability to earn an income if something happens to their health.
Disability can be anything, mental health, physical, illness.
It helps you protect what you are working on with your clients and their savings.

Across the Insurance industry, Disability Insurance is not highly implemented. There are many reasons for this, could be cost of the plan, the vagueness of the situation, the complexity of the policies.

Here at Mass Mutual brokerage, through Capital Strategies, we are committed to helping everyone in our industry implement the financial goals they are working on with their clients and protect the most important part of obtaining those goals, ability to pay for them. Disability Insurance is extremely important to talk about with your clients, but it does not have to be full protection. At Mass Mutual we are happy to help you design the right plan.

Check out what Mass Mutual Disability has to offer by clicking here.

If you want to learn more about how Disability Insurance can fit in with your practice, please contact Rodney Mogen at 512-680-6851 or rmogen@massmutualbrokerage.com.

CONNECT WITH NAIFA-TEXAS!

Topics: #NAIFAProud Mass Mutual Sponsor Capital Strategies

4 min read

Financially Literate Consumers Benefit Everyone

By NAIFA-Texas on 4/3/24 9:09 AM

INFORMATION PUBLISHED ON AT.NAIFA.ORG

April is National Financial Literacy Month, an annual observation NAIFA wholeheartedly agrees with. But why is financial literacy important and what are we doing about it?

FINRA surveys consistently show that around two-thirds of Americans lack basic financial understanding, and their lack of knowledge is significant. Those who score higher on FINRA’s financial literacy quiz show a greater tendency to earn more than they spend, have an emergency fund of three-months’ salary or more, contribute to retirement accounts, and accurately estimate their retirement savings needs.

In addition, consumers who are more financially literate are better equipped to manage their debt and avoid high-interest loans, more likely to save and invest effectively, and more likely to manage financial risks and cope well with unexpected financial challenges and emergencies.

NAIFA Supports Financial Literacy

During April and throughout the year, NAIFA promotes financial literacy. Life Happens, NAIFA’s consumer outreach arm, created and coordinates important consumer outreach campaigns, like Insure Your Love Month, Disability Insurance Awareness Month, and Life Insurance Awareness Month. Life Happens provides financial professionals with tools and resources to educate consumers. During National Financial Awareness Month, Life Happens is creating a social media toolkit of posts and graphics that will soon be available to NAIFA members.

Financial professionals play an important role in improving financial literacy among their clients and in their communities. They often go well beyond providing products, services, and guidance, and empower those they work with to understand things like budgeting, saving, investing, borrowing, debt management, retirement planning, and risk protection. Many NAIFA members volunteer in their broader communities, working with schools, churches, libraries, local governments, civic groups, or business organizations to provide financial literacy education. Understanding among consumers leads to better decision making and improved financial security. We highlight NAIFA members’ good work in the Advisor Today blog, on our social media accounts, and in the Advisor Today Podcast series.

Advocating for Financial Literacy

NAIFA chapters have leveraged their political grassroots influence to encourage state laws adding personal finance courses to high school graduation requirements. Students are required to have basic proficiencies in math, English, science, and other subjects. Doesn’t it make sense that they should graduate with some understanding of financial matters? Not only does this provide them a base of knowledge as they face the prospects of making their own personal finance decisions, but it also could build enthusiasm and encourage some to pursue insurance and financial services as a career.

In 2023, Alabama, Connecticut, Idaho, Indiana, Louisiana, Minnesota, Montana, Oregon, West Virginia, and Wisconsin passed measures to require public high school students to take a one-credit course in financial literacy before graduating. To date, 25 states have passed similar measures.

At the federal level, NAIFA members continue urging lawmakers to join the Congressional Financial Literacy and Wealth Creation Caucus co-chaired by Reps. Young Kim (R-CA) and Joyce Beatty (D-OH). The Financial Literacy and Wealth Creation Caucus aims to equip Americans with the skills and resources they need for economic stability, wealth-building, and prosperity.

Educated consumers are more financially secure, promote the robustness of the U.S. economy, and provide a market for important insurance and financial products and services. It’s hard to overstate the importance of financial literacy this month and every month.

Topics: #NAIFAProud Life Happens Financial Literacy

7 min read

NAIFA-Dallas Luncheon The Over-Reaching DOL: Past, Present, Future

By NAIFA-Texas on 4/1/24 1:46 PM

NAIFA-Dallas held a Membership Luncheon on March 28, 2024 with guest speaker and NAIFA-Texas Government Relations Chair, Jason B. Talley, LUTCF featuring his presentation "The Over-Reaching DOL: Past, Present, Future".

Topics: #NAIFAProud Membership NAIFA-Dallas DOL Luncheon

2 min read

Welcome New NAIFA-Texas Members

By NAIFA-Texas on 4/1/24 8:29 AM

NAIFA-Texas is excited to welcome the following new members. We look forward to their involvement are honored for them to join our great network of financial professionals!

Topics: #NAIFAProud new members

7 min read

Navigating the Evolving Landscape of Cyber Insurance and How it Relates to Cyber Compliance

By NAIFA-Texas on 3/25/24 11:13 AM

INFORMATION PUBLISHED ON AT.NAIFA.ORG

With over three decades of expertise in the Life Insurance sector, I've come to realize there's nothing more vital for safeguarding your business than cybersecurity. Whether you're a financial advisor, an insurance agent, a broker-dealer, or a principal of a brokerage agency, a single cyberattack could devastate your business. Adopting a Zero Trust approach is essential. Moreover, cybersecurity is crucial for meeting regulatory and compliance obligations. I urge you to conduct audits on your network and website. I'm here to assist you in securing a complimentary audit. Now, let's delve into some key insights on cyber insurance, compliance, and security.

The global cyber insurance market tripled in volume in the last five years, expanding to gross direct premiums of around $13 billion in 2022, according to the Swiss Re Institute (SRI). In two years, the market has seen rate increases and re-underwriting to restore profitability. Swiss Re Institute expects premiums to grow to $23 billion by 2025. 

There has been a surge in submissions. Over the last half-decade, there has been notable maturity in this sector. With access to comprehensive data and accumulated experience, insurers now have a more refined framework for assessing and pricing cyber risks.

However, recent industry reports highlight some concerning areas. Loss ratios are on the rise, cyber insurance limits are shrinking, and coverage terms are becoming more restrictive, all impacting insurers' efforts to manage their risk exposure effectively.

Given the evolving cyber landscape, insurers continuously recalibrate strategies. They maintain rigorous underwriting practices, emphasizing the importance of advanced cyber hygiene. Consequently, coverage terms are closely aligned with an organization's level of preparedness. Establishing a strong Cybersecurity Program is one of the first steps towards meeting insurance and regulatory demands. A Cyber Program Management System like Buckler can fast-track policy management and compliance. While there was a decline in claims and ransomware incidents in 2022, there was a resurgence in 2023. In the United States alone, ransomware events spiked by 75% within the first six months of the year, according to a report by Malwarebytes Inc. Even with this as a driver, enterprises and agencies often wait to see fines and enforcement from regulators before taking action themselves. Swift changes are happening with the SEC’s new cyber rules, coverage restrictions for systemic risk and privacy violations and increased expectations for cybersecurity.

Certain industries, such as financial services, professional services, technology, and healthcare are particularly susceptible to cyber threats with high volumes of private data. These sectors, along with their associated supply chains, face high, or extremely high, levels of risk. Consequently, many organizations in these sectors are turning to specialized solutions offered by insurance brokers, carriers, and solution providers to better manage and mitigate risks effectively.

Three Significant Trends Shaping the Cyber Insurance Industry

1. Increased Security Requirements

As cyber threats become more sophisticated, insurers take a more proactive approach to risk management by implementing stringent security standards for their clients. This trend is evident in the growing prevalence of detailed security questionnaires that insurers require businesses to complete as part of the insurance application process.

Businesses seeking cyber insurance must be prepared to provide comprehensive information about their cybersecurity posture and demonstrate adherence to industry best practices and cyber regulations.

HIGHLIGHT: In regions where rates rose, the trend was for a slower pace of increase. Insurers continued to focus on cybersecurity controls, typically looking for year-over-year improvements. (March 2024 Global Insurance Market Index)

2. Increased Scrutiny During the Claims Process

In the event of a cyber breach, insurers will often conduct thorough investigations to determine whether the insured party complied with the security requirements outlined in their insurance policy. Insurers may deploy teams of experts to assess the insured party's cybersecurity practices and verify their compliance with the terms of the policy.

If the insured party is found to be non-compliant with the security requirements, the insurer may deny the claim, leaving the business responsible for covering the costs of the cyber breach. This trend underscores the importance of maintaining robust cybersecurity measures and regularly reviewing and updating security protocols to ensure compliance with insurance requirements.

HIGHLIGHT: It’s also not unusual for cyber insurance claims to get rejected. This is usually either on account of exclusions or poor cybersecurity hygiene on the part of the insured. Estimates from Marsh’s Global Insurance Market Index suggest that around 27% of cyber insurance claims were not honored or were partially paid due to exclusions within the cyber cover.

3. Rising Premiums

As cyber threats continue to evolve and breaches become more frequent and costly, insurers are adjusting their pricing models to reflect the heightened risk environment. This trend is particularly pronounced for businesses in high-risk industries or those with a history of cyber breaches, like the financial services industry.

Businesses should be prepared for the possibility of higher cyber insurance premiums and factor these costs into their overall risk management strategy. Investing in proactive cybersecurity measures and demonstrating a commitment to risk mitigation may help businesses negotiate more favorable premium rates with insurers.

HIGHLIGHT: The cost of Cyber Insurance in the 2nd quarter of 2022 rose to 79% in the US. Marsh’s Global Insurance Market Index. While premium costs fell by 6% in the third quarter of 2023 compared with the same quarter in 2022, ransomware- and privacy-related claims had already skyrocketed from the previous year, according to risk management consultancy Marsh. (Dark Reading)

The cyber insurance landscape is evolving rapidly. Insurers are implementing stricter security requirements, increasing scrutiny during the claims process, and raising premiums to reflect the growing cyber risk landscape. To effectively navigate these trends, businesses must prioritize cybersecurity investments, maintain compliance with insurer requirements, and proactively manage cyber risks. By staying informed about emerging trends and working closely with experienced solution providers, businesses can protect themselves against the financial impact of cyber incidents to ensure their long-term resilience in an increasingly digital world.

Sample industry solutions that can remove or mitigate risk for stronger cyber insurance alignment are:

• Buckler: A cyber program management system with built-in regulatory compliance and evidence proof for easier program management and communication across teams, leadership, and boards.

• Open VRM: A (zero-cost) vendor risk management (VRM) platform that can be leveraged by clients and their vendors to save time and resources managing vendor risk.

• FCI: An MSSP delivering zero-trust integrated, automated cybersecurity solutions that fill control gaps across endpoints, networks, applications, and users.

Topics: #NAIFAProud Data Security

2 min read

ATTENDING THE CONGRESSIONAL CONFERENCE IS WHAT NAIFA LEADERS DO

By NAIFA-Texas on 3/21/24 10:21 AM

INFORMATION PUBLISHED ON AT.NAIFA.ORG

The Congressional Conference is a NAIFA members' best opportunity to experience the power of grassroots advocacy first-hand in our nation's capital. Attendees really do make a difference on behalf of their businesses, clients, and communities. Networking allows them to be inspired and share ideas with politically involved colleagues. Training, policy briefings, and expert speakers give them the knowledge and guidance they need to be effective advocates. Meetings with lawmakers allow NAIFA members to speak with a unified voice and forge meaningful relationships with people whose decisions impact the financial security of every American.

If you, as a NAIFA leader, are not registered to attend the Congressional Conference May 20-21, please sign up today. Also, be sure to spread the word. The more people who attend, the louder and more influential our voice. Let's represent NAIFA, NAIFA-Texas and our clients!

Topics: Advocacy #NAIFAProud Federal Advocacy Grassroots Congressional Conference

3 min read

Q2 STATE OF NAIFA PRESENTED BY COTHRON, MAYEUX, AND BOYLE

By NAIFA-Texas on 3/21/24 10:17 AM

INFORMATION PUBLISHED ON AT.NAIFA.ORG

NAIFA-Texas members, mark your calendars for April 11th at 11:00 AM Central (12 pm Eastern) for the Q2 State of NAIFA webinar. Learn about the latest on NAIFA’s progress, advocacy efforts, and how you can get the most out of your membership.

This 30-minute webinar will feature insights from Tom Cothron, NAIFA President, Kevin Mayeux, NAIFA CEO, and Diane Boyle, NAIFA SVP of Government Relations. They'll provide a comprehensive update on NAIFA's current position, our advocacy work, and NAIFA programs aimed at supporting your professional development.

Attending is key to staying informed about the latest NAIFA initiatives and understanding how these efforts contribute to the financial services profession. If you're unable to join live, simply register for the event, and national will send you the recording to ensure you don’t miss out on this valuable webinar.

This webinar represents an important opportunity for all members to engage directly with NAIFA's leadership, to gain insights into our collective progress, and to see how together, we're shaping the future of our industry.

The quarterly State of NAIFA reports demonstrate NAIFA's commitment to transparency. They are also a great way for leaders and members to stay abreast of everything going on with their association. The online event is open to anyone interested in NAIFA's success, so please invite members and nonmembers, alike.

Topics: Advocacy #NAIFAProud Leadership 2025 Strategic Plan

7 min read

NAIFA-Dallas Annual Awards & Celebration of Achievement Dinner

By NAIFA-Texas on 3/19/24 10:03 AM

NAIFA-Dallas held their 2024 Annual Awards & Celebration of Achievement Dinner on March 7, 2024 to present the Mel Meyers Member of the Year award and the OC Jackson Hall of Fame Award.

Topics: #NAIFAProud Awards Membership NAIFA-Dallas

3 min read

NAIFA AWARDS SEASON IS IN FULL SWING WITH A NEW NQA CATEGORY

By NAIFA-Texas on 3/14/24 9:09 AM

INFORMATION PUBLISHED ON AT.NAIFA.ORG

Awards applications are starting to roll in for 2024. Don't miss your opportunity to shine! We are pleased to announce a new category for the NAIFA Quality Award. We have launched an Emeritus category for members who are at least 60 years old and who have previously qualified for NQA for a minimum of 15 years.

NAIFA's awards provide an opportunity for our members to differentiate themselves from the crowd and receive national recognition for their contributions. All awards are found in NAIFA's Talent Development Center.

All of the awards will close their application/nomination process on May 31, 2024. Please note the slightly shortened time frame of the awards' window due to the Belong Awards Celebration being held in conjunction with Apex 24.

Recipients will be recognized during the 2024 Belong Awards Celebration on September 21, 2024, during Apex at the Arizona Biltmore in Phoenix.

Explore these awards and learn more about our 2023 recipients.

John Newton Russell Memorial Award

Terry Headley Lifetime Defender Award

NAIFA Quality Award

Advisor Today's 4 Under 40 Nomination

YAT Leader of the Year

Diversity Champion

Topics: #NAIFAProud Awards Leadership NAIFA Texas

3 min read

ADVISOR TODAY'S 4 UNDER 40

By NAIFA-Texas on 3/5/24 10:12 AM

INFORMATION PUBLISHED ON AT.NAIFA.ORG

Each year, Advisor Today magazine recognizes four financial advisors who achieve excellence in their profession by or before the age of 40 with Advisor Today’s 4 Under 40 Award.

Topics: #NAIFAProud 4 Under 40 Leadership NAIFA Texas

5 min read

Learning Your Leadership Style

By NAIFA-Texas on 3/4/24 9:45 AM

INFORMATION PUBLISHED ON AT.NAIFA.ORG

Have you ever wondered if great leaders are born or made? Anyone can be a great leader if they understand themselves, know what motivates others to want to follow them, and apply what they learn.

Topics: #NAIFAProud Leadership NAIFA Texas

2 min read

Welcome New NAIFA-Texas Members

By NAIFA-Texas on 3/1/24 9:00 AM

NAIFA-Texas is excited to welcome the following new members. We look forward to their involvement are honored for them to join our great network of financial professionals!

Topics: #NAIFAProud new members

5 min read

NAIFA-Texas Renames Annual Lifetime Achievement Award

By NAIFA-Texas on 2/28/24 1:30 PM

NAIFA-Texas Renames Annual Lifetime Achievement Award to Honor Long-Time Member John Ruckel

The Texas Chapter of the National Association of Insurance and Financial Advisors (NAIFA-Texas) announced the renaming of their Annual Lifetime Achievement Award to the John M. Ruckel Lifetime Achievement Award during this year’s Annual Conference that was held February 16-18, 2024, in Clear Lake, Texas.

Topics: #NAIFAProud Lifetime Achievement Award

12 min read

2024 NAIFA-Texas Annual State Conference Recap

By NAIFA-Texas on 2/22/24 10:42 AM

The 2024 NAIFA-Texas Annual State Conference was held February 16-18, 2024, at the Hilton NASA Clear Lake hotel in Houston, Texas with more than 110 guests in attendance over President's Day weekend. To view the digital program, please click here.

Topics: #NAIFAProud NAIFA-Texas State Conference NAIFA Texas

3 min read

NAIFA'S CONSUMER ARM, LIFE HAPPENS, BRINGS US INSURE YOUR LOVE MONTH

By NAIFA-Texas on 2/1/24 9:34 AM

INFORMATION PUBLISHED ON AT.NAIFA.ORG

Once again for February, NAIFA is fully supporting the Life Happens annual Insure Your Love Month campaign. Life Happens has joined with NAIFA to serve as our consumer outreach and education arm. This month's theme, "How to say I love you," explores the difficulties many people have expressing their love and encourages people to protect their loved ones by obtaining life insurance as an act of love.

Topics: Life Insurance & Annuities #NAIFAProud Life Happens NAIFA Texas

2 min read

Welcome New NAIFA-Texas Members

By NAIFA-Texas on 2/1/24 9:29 AM

NAIFA-Texas is excited to welcome the following new members. We look forward to their involvement are honored for them to join our great network of financial professionals!

Topics: #NAIFAProud new members

2 min read

Installation of the 2024 NAIFA Dallas Board of Directors

By NAIFA-Texas on 1/29/24 3:21 PM

NAIFA-Dallas held a Membership Luncheon Meeting on January 25, 2024. They were joined by NAIFA-Texas President, Jim Thompson, who conducted the installation of the 2024 NAIFA-Dallas Board of Directors.

Topics: #NAIFAProud Membership NAIFA-Dallas

2 min read

NAIFA Pineywoods of East Texas Luncheon Attendance Reaches All-Time High

By NAIFA-Texas on 1/29/24 2:53 PM

On January 19^th, NAIFA Pineywoods of East Texas (NAIFA-POET) held a Membership Luncheon at the Hollytree Country Club in Tyler, Texas where Texas Insurance Commissioner Cassie Brown was the guest speaker. Commissioner Brown provided members and guests with an “Insurance Market and TDI Update” during the event where close to 50 people were in attendance. The 2024 Board of Directors were also sworn in during this luncheon where NAIFA-Texas President Jim Thompson presided over the ceremony. Keith Hilliard will be serving as the 2024 Pineywoods Chapter President with David Webb serving as President-Elect, John Ruckel serving as Secretary-Treasurer, Brett Weisenburn serving as the Immediate Past President, Debbie Gary serving as a Director and the Diversity Advisor Team (DAT) Chair, Les Littleton serving as a Director and the IFAPAC Chair, Barry Dobbs serving as a Director, and Damon Ruckel serving as a Director and Advocacy Chair.

Topics: #NAIFAProud Membership NAIFA POET

3 min read

Embracing the Future with Long-Term Care Planning

By NAIFA-Texas on 1/29/24 9:00 AM

INFORMATION PUBLISHED ON AT.NAIFA.ORG

Join us on Wednesday, February 7, 2024, from 12:00 to 1:00 pm eastern, for a webinar on the future of Long-Term Care (LTC) planning. As states like Washington begin implementing mandated LTC plans, it's clear that addressing the care needs of our aging population is more crucial than ever. This session will delve into the evolving landscape of LTC insurance, exploring various options that range from traditional insurance to innovative life and annuity hybrids. Attendees will gain a comprehensive understanding of these options, insights into the planning process, and an overview of state-level developments in LTC planning. This event is an invaluable opportunity for anyone involved in financial planning, insurance, or retirement strategies. NAIFA members can register for free, making it a not-to-be-missed event for those looking to stay informed in this rapidly changing field. This webinar is brought to you by Ash Brokerage.

Topics: #NAIFAProud NAIFA Texas

3 min read

Introducing the NAIFA-FSP Resource Center

By NAIFA-Texas on 1/26/24 11:27 AM

INFORMATION PUBLISHED ON AT.NAIFA.ORG

The NAIFA-FSP Resource Center is a benefit available to all NAIFA members and their colleagues in the financial profession. The center is a library of free downloadable content including white papers, webinars, product guides, case studies, industry analysis, and much more, provided by experts and vendors within the insurance industry. You can search the content by keyword or browse topics of interest, including:

Topics: #NAIFAProud Benefits Membership FSP

5 min read

NAIFA-Texas Membership Orientation

By NAIFA-Texas on 1/23/24 10:26 AM

INFORMATION PUBLISHED ON AT.NAIFA.ORG

Last week we brought staff and leaders together to host a new member orientation for NAIFA-Texas members. With so many new members coming into the NAIFA Family from the merger with FSP, the NAIFA-Texas board thought it would be a great idea to tell members all about the history, culture, and activities that make NAIFA-Texas unique.

Topics: #NAIFAProud Webinar Membership NAIFA Texas Orientation

2 min read

Welcome New NAIFA-Texas Members

By NAIFA-Texas on 1/3/24 8:33 AM

NAIFA-Texas is excited to welcome the following new members. We look forward to their involvement are honored for them to join our great network of financial professionals!

Topics: #NAIFAProud new members

5 min read

NAIFA Elects and Installs Its 2024 Leaders at the Belong Event in Washington, D.C.

By NAIFA-Texas on 1/1/24 9:06 AM

INFORMATION PUBLISHED ON AT.NAIFA.ORG

NAIFA has formally elected its officers and Board of Trustees at its annual business meeting as part of the National Leadership Conference and Belong awards celebration in Washington, D.C.

Topics: #NAIFAProud Press Release Leaders

7 min read

Fairway Mortgage Ranked #1 in the U.S. for Borrower Satisfaction Among Mortgage Origination Companies by J.D. Power

By NAIFA-Texas on 12/29/23 1:25 PM

This Article is Brought to you by NAIFA-Texas Sponsor, Fairway Independent Mortgage Corporation - The Michael Inkman Team

MADISON, Wis., Nov. 16, 2023 /PRNewswire/ — Fairway Independent Mortgage Corporation, America’s #2 retail mortgage lender overall, was today named #1 for customer satisfaction among mortgage origination companies in the J.D. Power 2023 U.S. Mortgage Origination Satisfaction Study. This list is entirely based on client feedback collected by the independent research firm.

“At Fairway we continually talk about the primary need for speed, and the importance of smooth and timely closings. Borrowers want things to happen ASAP and without any hitches, and we have built our borrowing experience with that in mind,” said Steve Jacobson, the CEO and Founder of Fairway Mortgage. “We have systems in place that prioritize our customers, and we believe this award recognizes that effort.”

Integral to Fairway being named the Highest Ranked Mortgage Originator for Customer Satisfaction is Fairway’s track record in delivering dependable closings. Fairway created a Closing 911 email group where loan officers can reach out to a team of closing experts about any problem or hiccup that pops up at the closing table, no matter who caused the issue.

Fairway also places high priority on serving borrowers who benefit from government loans that offer low down payment or no down payment options. Fairway is America’s top USDA Loan originator in volume and units, the #5 VA Loan lender in volume and units, and the #1 FHA Loan originator in purchase volume.

CONNECT WITH NAIFA-TEXAS!

Topics: #NAIFAProud Sponsor Fairway

5 min read

NAIFA President and His Client Offer the DOL a Unique Perspective

By NAIFA-Texas on 12/28/23 9:04 AM

INFORMATION PUBLISHED ON AT.NAIFA.ORG

The Department of Labor thinks it knows what's best for Americans preparing for retirement. NAIFA President Bryon Holz, CLU, ChFC, LUTCF, CASL, LACP, and his long-time client Chuck Ross think the DOL is wrong and bring their real-life experience to the argument.

Topics: #NAIFAProud Legislation & Regulations Standard of Care & Consumer Protection Press Release Federal Advocacy DOL

3 min read

NAIFA Cuts the Ribbon on Its New Headquarters

By NAIFA-Texas on 12/21/23 8:58 AM

INFORMATION PUBLISHED ON AT.NAIFA.ORG

NAIFA 2023 President Bryon Holz, CLU, ChFC, LUTCF, CASL, LACP, and 2024 President Tom Cothron, LUTCF, FSCP, cut the ribbon on NAIFA's new national headquarters in Arlington, VA, in early December. Also participating in the ceremony were NAIFA Past Presidents Tom Michel, LACP, CLTC, and Larry Holzberg, LUTCF, LACP.

Topics: #NAIFAProud

3 min read

NAIFA and FSP Boards Unanimously Approve the Associations' Merger

By NAIFA-Texas on 12/19/23 8:56 AM

INFORMATION PUBLISHED ON AT.NAIFA.ORG

NAIFA’s Board of Trustees and the Board of Directors of the Society of Financial Service Professionals have both voted unanimously to approve a merger agreement between the two associations. The votes come after the membership of NAIFA and FSP both voted overwhelmingly in favor of the merger earlier this year.

Topics: #NAIFAProud FSP

11 min read

Enhancing Financial Resilience: Leveraging Home Equity Conversion Mortgage Loans To Safeguard Retirement Portfolios

By NAIFA-Texas on 12/18/23 1:16 PM

This Article is Brought to you by NAIFA-Texas Sponsor, Fairway Independent Mortgage Corporation - The Michael Inkman Team

As a professional who works with senior citizens, you understand the challenge of securing a comfortable retirement for people 62 and older. In any economic climate, building a financial cushion is crucial for retirees to protect their portfolios and maintain their quality of life, and is even more critical and challenging to achieve in times of economic uncertainty.

In this article, we’ll explore how recent economic fluctuations have affected the retirement assets of millions of senior Americans and show how the Home Equity Conversion Mortgage (HECM) can be an effective tool for insulating retirement portfolios, improving overall quality of life in retirement and helping retirees afford their dream home.*

Topics: #NAIFAProud Sponsor Fairway

3 min read

NAIFA Members Advocate for Access to Financial Service Professionals

By NAIFA-Texas on 12/11/23 9:10 AM

INFORMATION PUBLISHED ON AT.NAIFA.ORG

More than 250 NAIFA members took to Capitol Hill today to meet with over 200 Congressional offices to advance the need to protect the worker classification of financial service professionals as independent contractors and to provide consumers a variety of choices in financial service professionals. The Day on the Hill was coupled with NAIFA’s National Leadership Conference which serves to train the leaders of state and local chapters in grassroots advocacy.

Topics: #NAIFAProud Federal Advocacy Grassroots DOL

2 min read

Welcome New NAIFA-Texas Members

By NAIFA-Texas on 11/30/23 9:51 AM

NAIFA-Texas is excited to welcome the following new members. We look forward to their involvement are honored for them to join our great network of financial professionals!

Topics: #NAIFAProud new members

6 min read

2024 Annual State Conference Speaker Preview: Tom Cothron

By NAIFA-Texas on 11/29/23 1:52 PM

Tom Cothron

NAIFA National President, 2024

Topics: #NAIFAProud NAIFA-Texas State Conference

6 min read

2024 Annual State Conference Speaker Preview: Louise Thaxton

By NAIFA-Texas on 11/22/23 1:47 PM

Louise Thaxton

National Speaker, Veterans Advocate, and Mortgage Professional

Topics: #NAIFAProud NAIFA-Texas State Conference

6 min read

2024 Annual State Conference Speaker Preview: Steve Gilliland

By NAIFA-Texas on 11/15/23 1:44 PM

Steve Gilliland

National Speaker, Author, Businessman

Topics: #NAIFAProud NAIFA-Texas State Conference

3 min read

How Life Settlements Are an Undervalued Tool for Seniors

By NAIFA-Texas on 11/15/23 9:19 AM

This Article is Brought to you by NAIFA-Texas Emerald Sponsor, Abacus Life Settlements

In a world that's constantly evolving, it's essential for seniors to explore every financial avenue available to secure their future. The golden years should be filled with relaxation, peace of mind, and the freedom to live life on your own terms. However, achieving this level of financial comfort can be challenging, especially with the rising costs of healthcare, long-term care, and everyday living expenses. This is where Abacus Life steps in as your trusted partner, guiding you toward a lesser-known yet invaluable financial solution – life settlements.

Understanding the Opportunity

Abacus Life, a leading buyer of life insurance policies and a vertically integrated alternative asset manager specializing in specialty insurance products, believes in making the often-overlooked life settlement an accessible and transparent option for seniors. But what exactly is a life settlement, and why is it such an undervalued tool?

Life settlements are a financial strategy that allows policyholders to sell their life insurance policies in exchange for a lump sum cash payment. These policies are typically considered personal property, and just like any other asset, they can be liquidated to provide seniors with the financial means to enjoy their retirement to the fullest.

The Hidden Benefits

Financial Flexibility: Life settlements grant you the flexibility to decide how best to use the funds. Whether it's funding your medical care, covering long-term care expenses, paying for that dream vacation, or pursuing a new business venture, the choice is entirely yours.

Adapting to Life Changes: As life unfolds, your needs and circumstances may change. You may find that you no longer need the life insurance policy, or perhaps your beneficiaries no longer require the policy benefits. Life settlements provide the opportunity to adapt to these changes and maximize the value of your policy.

Affordability: Rising premiums or unexpected financial challenges can make it difficult to maintain your life insurance policy. Rather than surrendering it and losing your premium investments, a life settlement can provide a cash amount significantly higher than the policy's surrender value.

Investment Opportunities: Life settlements empower you to recapture the equity you've invested in your policy. This equity can then be used to explore new financial opportunities, such as investing in a business, purchasing a home, settling debts, or acquiring an income-generating annuity.

Abacus Life's Commitment

Abacus Life is dedicated to ensuring that you receive the most from your policy and that your entire experience is seamless. With over $4.6 billion in face value of policies purchased, Abacus has been a reliable partner for thousands of clients looking to maximize the value of their life insurance. With an experienced leadership team averaging 20+ years in the industry, Abacus brings innovation and expertise to the life settlements space.

As part of Abacus's commitment to transparency and client empowerment, they have introduced the Abacus Marketplace, a leading policy valuation and management platform. This platform provides real-time updates, easy case file management, direct communication with your Abacus representative, transparent pricing data, and E-sign capabilities. It's a one-stop destination for all your life settlement needs.

Life settlements are an undervalued financial tool that can provide seniors with the means to enjoy their retirement to the fullest. The flexibility, adaptability, and financial opportunities they offer make them an excellent choice for those seeking a brighter and more secure future. Abacus Life, is here to guide you through the process, ensuring you make an informed decision that aligns with your unique financial goals and circumstances. So, why let your life insurance policy sit in the shadows when you can turn it into a valuable asset that supports your dreams and aspirations in your golden years?

Find out if you qualify to sell your life insurance policy by using our simple online calculator or speaking with a settlement specialist at 1-800-561-4148. We are eager to assist you in making the most of your life insurance policy.

Topics: #NAIFAProud Sponsor Abacus Life Emerald Sponsor

6 min read

2024 Annual State Conference Speaker Preview: Jason Redman

By NAIFA-Texas on 11/8/23 1:41 PM

Lieutenant Jason Redman

Retired Navy SEAL, Motivational Speaker

Topics: #NAIFAProud NAIFA-Texas State Conference

4 min read

It's Long-Term Care Awareness Month: Make Sure Your Clients Prepare for Any Eventuality

By NAIFA-Texas on 11/7/23 9:29 AM

INFORMATION PUBLISHED ON AT.NAIFA.ORG

November is National Long-Term Care Awareness Month and it is a great time to bring potential limited and extended care planning needs top-of-mind with your clients. It is important for every comprehensive financial plan to include LTC considerations. So even if LTC insurance is not your primary line of business, Long-Term Care Awareness Month gives you a good opportunity to get clients up to speed.

Topics: #NAIFAProud Texas NAIFA Texas

4 min read

Gear Up for 2024 with MassMutual Greater Houston's Leaders

By NAIFA-Texas on 11/7/23 9:24 AM

INFORMATION PUBLISHED ON AT.NAIFA.ORG

The end of 2023 is around the corner and it's vital to be prepped for what 2024 might bring. Who better to guide us than the seasoned leaders from MassMutual Greater Houston? On November 16 at 2 pm eastern (1 pm CST and 12 pm MST for our Texas members), NAIFA National is hosting J.K. McAndrews, CLU, the President & CEO, and Lena Allouche, the Chief Growth Officer, in an upcoming NAIFA Live session.

Topics: #NAIFAProud NAIFA Live Texas NAIFA Texas NAIFA Houston

6 min read

2024 Annual State Conference Speaker Preview: Traci Brown

By NAIFA-Texas on 11/1/23 1:35 PM

Traci Brown

Fraud-Busting Body Language Expert

Topics: #NAIFAProud NAIFA-Texas State Conference

1 min read

NAIFA-Dallas Membership Luncheon Meeting

By NAIFA-Texas on 10/31/23 1:25 PM

NAIFA-Dallas held a Membership Luncheon Meeting on October 26, 2023. They were joined by guest speaking Kevin Freeman, CFA who spoke about his book, "Pirate Money: Discovering the Founders' Hidden Plan for Economic Justice and Defeating the Great Reset". Kevin unpacked a 230-year-old solution that the Founders placed in the Constitution.

NAIFA-Texas President-Elect, Jim Thompson was present at the meeting to promote the 2024 NAIFA-Texas Annual State Conference to Dallas members.

Topics: #NAIFAProud Membership NAIFA-Dallas

2 min read

Welcome New NAIFA-Texas Members

By NAIFA-Texas on 10/31/23 8:46 AM

NAIFA-Texas is excited to welcome the following new members. We look forward to their involvement are honored for them to join our great network of financial professionals!

Topics: #NAIFAProud new members

3 min read

NAIFA Pineywoods of East Texas Is a Silver Chapter Excellence Award Winner

By NAIFA-Texas on 10/12/23 11:25 AM

NAIFA Pineywoods of East Texas Is a Silver Chapter Excellence Award Winner

The accomplishment recognizes the chapter’s commitment to delivering a quality member experience.

Topics: #NAIFAProud Excellence Award NAIFA Pineywoods of East Texas

6 min read

Succeeding in Financial Services: Expert Insights With John Wheeler

By NAIFA-Texas on 10/9/23 2:07 PM

INFORMATION PUBLISHED ON AT.NAIFA.ORG

John Wheeler is an accomplished Certified Financial Planner (CFP) with a wealth of experience in the financial services industry since 1969. He has earned several impressive designations, including Chartered Life Underwriter (CLU), Chartered Financial Consultant (ChFC), Chartered Retirement Planning Counselor (CRPC), Life Underwriter Training Council Fellow (LUTCF), LACP, and CLTC. In his current role, John supports his firm through seminars, advanced joint sales work, recruiting, and developing financial planning services. He is a highly respected speaker in the financial services industry and has also taught various certification programs such as the CRPC and CFP.

Topics: #NAIFAProud Podcast Texas NAIFA Texas

5 min read

The Persistency Pathway

By NAIFA-Texas on 10/2/23 9:41 AM

INFORMATION PUBLISHED ON AT.NAIFA.ORG

Richard (Rick) Demko is a licensed life insurance agent who speaks nationally to associations, consumers, and producer groups regarding proper life insurance planning strategies. He holds the Chartered Life Underwriter (CLU), Chartered Financial Consultant (ChFC), Retirement Income Certified Professional (RICP), Life Underwriting Training Council Fellowship (LUTCF), Life and Annuity Certified Professional (LACP), and is currently challenging the CFP. Rick was Texas’ fourth Advisor Today national 4 Under 40 recipient, inaugural Texas Young Advisor of the Year, past NAIFA Houston President, and current State Director.

Topics: #NAIFAProud Podcast Texas Rick Demko NAIFA Texas

2 min read

Welcome New NAIFA-Texas Members

By NAIFA-Texas on 10/2/23 8:55 AM

NAIFA-Texas is excited to welcome the following new members. We look forward to their involvement are honored for them to join our great network of financial professionals!

Topics: #NAIFAProud new members

3 min read

Connect With Clients While You Help NAIFA Get Out the Vote

By NAIFA-Texas on 9/18/23 11:29 AM

INFORMATION PUBLISHED ON AT.NAIFA.ORG

NAIFA encourages all insurance and financial professionals to vote in local, state, and federal elections and to encourage others to follow their example. Approximately 63 million Americans who are eligible are not even registered to vote. Encouraging your colleagues, team, and clients to register is a great first step and a way to show your dedication to participating in the democratic process.

Topics: Advocacy #NAIFAProud Get Out the Vote

2 min read

Welcome New NAIFA-Texas Members

By NAIFA-Texas on 8/31/23 1:36 PM

NAIFA-Texas is excited to welcome the following new members. We look forward to their involvement are honored for them to join our great network of financial professionals!

Topics: #NAIFAProud new members

3 min read

Preparing Now for the Challenges Ahead: Guiding Clients Through Tax & Estate Planning in 2023 & 2024

By NAIFA-Texas on 8/22/23 9:06 AM

INFORMATION PUBLISHED ON AT.NAIFA.ORG

Brought to you exclusively by NAIFA and the Society of FSP, this essential webinar delves deep into the time-sensitive implications of provisions in the Tax Cuts and Jobs Act (TCJA) of 2017 that are scheduled to sunset by 2025. The panel of industry experts will arm you with strategic insights, ensuring you capitalize on evolving planning opportunities and prepare your clients effectively for the imminent shifts in the tax landscape.

Topics: Financial Planning #NAIFAProud Legacy Planning Tools Taxes

4 min read

NAIFA's LACP Certification Sets You Apart

By NAIFA-Texas on 8/8/23 9:06 AM

INFORMATION PUBLISHED ON AT.NAIFA.ORG

Are you a successful producer, dedicated to your career and committed to providing knowledgeable, ethical client service? Let the world know by getting NAIFA’s Life and Annuity Certified Professional (LACP) certification.

Topics: Certifications & Designations #NAIFAProud LACP Life Annuity Certified Professional (LACP) Program

2 min read

NAIFA-Texas Sponsors, Capital Strategies & Mass Mutual form Brokerage Team

By NAIFA-Texas on 8/4/23 10:20 AM

This Article is Brought to you by NAIFA-Texas Sponsors, CAPITAL STRATEGIES and MASS MUTUAL BROKERAGE

As an insurance agent/financial adviser you are responsible for many things and must do a lot of research for your recommendations. The insurance world has products and specifications and to keep up with all of them can be daunting. You need trusted sources that you can rely on to help guide you through your insurance solutions and recommendations.

Partnering with a Brokerage Director at Mass Mutual can help you with:

Advanced Planning Strategies
Whole Life
Term
Disability
Fixed Annuity

And provide solutions for you and your clients insurance needs.

Please contact Rodney G. Mogen at 512-680-6851 or rmogen@massmutualbrokerage.com to learn more.

In addition you can contact other brokerage directors from Capital Strategies Todd Wilson toddwilson@massmutualbrokerage.com or Scott Wooley swoolley@csomtx.com

Topics: #NAIFAProud Mass Mutual Sponsor Capital Strategies

4 min read

August Is Awesome for NAIFA Advocacy

By NAIFA-Texas on 8/2/23 9:17 AM

INFORMATION PUBLISHED ON AT.NAIFA.ORG

August is In-District Meetings month at NAIFA.

Every August, Congress recesses, allowing Senators and Representatives to spend a few weeks working from their home states and districts. Things slow to a crawl in our nation’s capital but they really heat up in Congressional districts across the country. It’s an opportunity NAIFA does not pass up. Each August, we facilitate hundreds of In-District Meetings between insurance and financial advisors and their lawmakers and staff. Equally as important as more formal meetings in Washington, D.C., these In-District Meetings are critical to building and nurturing meaningful grassroots relationships. In fact, 98% of Congressional staff agree that attending events in the district is important to understanding constituents’ views and opinions.

Topics: #NAIFAProud Federal Advocacy Grassroots Congress

1 min read

Welcome New NAIFA-Texas Members

By NAIFA-Texas on 8/1/23 1:08 PM

NAIFA-Texas is excited to welcome the following new members. We look forward to their involvement are honored for them to join our great network of financial professionals!

Topics: #NAIFAProud new members

5 min read

Want to improve employee engagement and performance? Look at mental health support.

By NAIFA-Texas on 7/11/23 10:07 AM

This Article is Brought to you by NAIFA-Texas Gold Sponsor, Principal Financial Group

INFORMATION PUBLISHED ON Principal.com

Employees equate their mental well-being to their productivity and performance. Here’s how you can offer more support.

When you think about mental health concerns in the workplace, you may immediately worry about managing signs of anxiety, stress, and depression. While valid, the No. 1 reason employees say it’s important for their employers to pay attention to mental well-being may surprise you: It affects their performance.

Compared to 13% of businesses, 40% of employees say that employers should be concerned about mental health due to the impact on productivity and performance, a 27-percentage point difference.¹

It makes sense. If someone isn’t feeling their best—physically or mentally—they can’t bring their best self to work.

“We don’t magically leave our personal lives at the door when we enter our workplace or set them entirely aside when we log on to work from another location,” says Kara Hoogensen, senior vice president of Benefits and Protection at Principal^®. “Employers are well-served to think about their team members as whole humans—people who will take care of business if the business takes care of them.”

As employee disengagement trends make headlines, better employee mental health could be one strong antidote. Here are three ideas to get started.

1. Provide financial tools and education.

Employers and employees agree that the top two contributors to worsening employee mental health are inflation/rising cost of living and concern about their personal financial situation.¹

Compared to business leaders themselves, employees are significantly more worried about inflation, rising interest rates, and a recession, according to the Principal Financial Well-Being Index^SM.²

Worry about money isn’t something employees can typically compartmentalize to non-working hours. Financially stressed employees are six times more likely to have troubled relationships with coworkers and are three times less likely to stay with their current employer.³

This means financial stress is not only bad for workplace culture but retention as well.

Providing the building blocks to a sturdy financial foundation—livable, competitive wages and access to benefits—is the first step. When it comes to workplace benefits for their financial security, employees have three clear winners: health care, retirement, and paid vacation. Dental/vision and life insurance round out their top five.²

Beyond providing access to a benefits program, resources and education are key to helping employees get the most out of their money and benefits. A financial wellness program can help do this work for you, with most employees seeking help to save more and pay down or avoid costly debt.³

2. Offer workplace mental health benefits.

Employee mental health isn't all on you. Providing an avenue to professional, affordable resources and care is essential in helping to promote employee mental health and well-being. It’s also the No. 2 benefit workers want their employers to add this year.¹

An employee assistance program (EAP), one common offering, provides a vast array of confidential services—from stress management coaching to substance use treatment to grief support—typically at no cost to the individual. Services are available by phone or online and often are included with some types of benefit coverages (e.g., disability or life insurance) at little-to-no additional cost.

"Be proactive about describing what an EAP is and what resources are available, Hoogensen says. “And stress the confidentiality of EAPs. It's not just about a crisis, but about the normal work-life stressors we all face, too.”

From there, consider how easily an employee could get more substantial therapy or treatment and how much it would cost under their health insurance options.

Clearing a path to mental health services not only saves precious (work) hours that employees would spend searching for a covered provider taking new clients but also demonstrates that you care about them holistically.

"Our employers are woven into our everyday lives. If someone has a death in the family, for example, who they work for and how they were treated during that time will stick with them."

Kara Hoogensen, senior vice president of Benefits and Protection

3. Ditch burnout culture in favor of work-life fit.

Though not the top concern, employees still report burnout drivers—inflexible, longer work hours, and excessive workloads—as major contributors to worsening mental health.²

But providing flexibility isn’t so simple when running a company that requires in-person work or customer service during open hours. What you can do is get more creative in how you show people you care about and respect their lives outside of work.

Gone are the days of family company picnics—many of today’s workers desire clearer boundaries between work and personal time and compensation for work-related activities. Some more attractive ideas may include a PTO gifting program, donating to employees’ charities of choice, or providing extra paid time off after completing a big project or busy season.

Access to and support from leadership also means a lot—especially to Gen Z and millennials.⁴ Schedule regular leader-employee touch bases that encompass job and life concerns. A few questions to help with the conversation:

What “filled your cup” last week?
What stressed you out more than usual?
What are you working on that I can help with? What barriers are you facing?

During these conversations, create a plan to address issues or offer additional support—all while gaining insight into how your team member is feeling.

“Be willing to gather feedback regularly and then act on it,” Hoogensen says. “If something can’t be acted upon, be transparent on why.”

¹ Principal survey of small and midsize businesses (fewer than 500 employees), including 250 businesses and 250 employees, Jan. 25–Feb. 5, 2023.

²The Principal Financial Well-Being Index^SM (Feb. 2–9, 2023) surveyed 500 business owners, decision makers, and leaders at companies with 2–10,000 employees and 200 full-time employees.

³ Inside the wallets of working Americans, The 4th Annual Report from Salary Finance, 2022.

⁴Principal Financial Well-Being Index℠, July 2022.

This article is intended to be educational in nature and is not intended to be taken as a recommendation.

Topics: #NAIFAProud Gold Sponsor Principal

1 min read

Welcome New NAIFA-Texas Members

By NAIFA-Texas on 7/5/23 9:39 AM

NAIFA-Texas is excited to welcome the following new members. We look forward to their involvement are honored for them to join our great network of financial professionals!

Topics: #NAIFAProud new members

4 min read

The Difficult Reality of the Financial Services Industry With Joe Jordan

By NAIFA-Texas on 7/3/23 9:00 AM

INFORMATION PUBLISHED ON AT.NAIFA.ORG

Joe Jordan is an inspirational speaker and behavioral finance expert. In 2013, he released his award-winning book Living a Life of Significance, which has sold 90,000-plus copies in five languages. Additionally, Joe is a Founder of the Insured Retirement Institute and was featured on the cover of Life Insurance Selling Magazine. He was also honored by Irish America magazine as one of the “Top 50 Irish Americans on Wall Street.” Before becoming an international speaker, Joe worked in insurance and retired from his role as Senior Vice President at MetLife.

Topics: #NAIFAProud Podcast

2 min read

ACLI's Susan Neely Shares Concerns Over Americans' Retirement Security

By NAIFA-Texas on 7/1/23 11:36 AM

INFORMATION PUBLISHED ON At.NAIFA.ORG

In a recent article, Susan Neely, President and CEO of the American Council of Life Insurers (ACLI), highlights the growing concern among Americans about their financial security during retirement, given increasing lifespans and economic pressures. The passage of SECURE and SECURE 2.0 aimed to address these concerns by closing savings gaps and expanding retirement security.

Neely explains that a fiduciary-only approach by the Labor Department would eliminate commission-based arrangements and potentially limit access to financial recommendations for millions of Americans. She emphasizes that Americans want the freedom to choose their financial professionals and that a fiduciary-only policy would disproportionately affect working-class individuals, particularly Black and Hispanic Americans, widening the racial wealth gap.

The article also highlights a decline in Americans' confidence in their long-term financial prospects and asserts that a fiduciary-only regulation would worsen the situation. Additionally, it argues against any proposal that hinders access to annuities, which have become a popular choice for financial consumers.

NAIFA and ACLI have worked together to get the National Association of Insurance Commissioners (NAIC) annuity transactions model bolstering consumer protections implemented in 38 states. Life insurers and lawmakers, says Neely, must work together to develop sensible public policies that promote financial certainty in retirement for all Americans.

Topics: #NAIFAProud Retirement Legislation & Regulations security 2.0

2 min read

NAIFA Prepares College Students for Success in Insurance & Financial Services

By NAIFA-Texas on 6/13/23 12:06 PM

INFORMATION PUBLISHED ON At.NAIFA.ORG

Do you know any college students interested in the insurance and financial services industry? NAIFA's Future Leaders Program is a unique opportunity for college students and recent graduates to get a glimpse into careers in insurance and financial services.

Future Leaders was created to raise awareness about opportunities in the industry and invite more students into the profession. It is presented by NAIFA members who volunteer their time to get the word out about careers in financial services and is an excellent opportunity for students to make connections with industry professionals.

The free, four-part program breaks down the complex industry to help students understand how many career pathways exist and discern what might make for a great fit. Students also hear from advisors in different practice areas to understand "a day in the life" and be inspired to reach their potential. Students who attend live get an opportunity to engage with these dynamic advisors and agents and walk away from the program with several contacts in the industry.

With more than 100 participating schools, Future Leaders aims to reach as many prospective agents and advisors as possible.

The session topics are:

Understanding the Industry
Finding Your Best Fit
Choose Your Own Adventure: Career Options in the Industry
Tools for Success: Becoming the 1%

This is a fantastic opportunity for students to make connections with professionals across the country. Some participants have secured internships and post-college jobs from the connections made by attending Future Leaders. Upon graduation, participants will also receive a certificate of completion from NAIFA.

Learn more and download the Future Leaders flyer below to share with the college students in your life.

Is your alma mater participating? If not, email marketing@naifa.org to add it to the list! Visit the Future Leaders website to find the list of participating schools.

Topics: #NAIFAProud Future Leaders

1 min read

Welcome New NAIFA-Texas Members

By NAIFA-Texas on 6/1/23 9:52 AM

NAIFA-Texas is excited to welcome the following new members. We look forward to their involvement are honored for them to join our great network of financial professionals!

Topics: #NAIFAProud

7 min read

NAIFA Congressional Conference

By NAIFA-Texas on 5/25/23 11:03 AM

NAIFA's Congressional Conference is its signature grassroots advocacy event. Each year, we list the names of attendees who pledge to advocate for their clients, communities, and country.

Topics: Advocacy #NAIFAProud Grassroots Congressional Conference

2 min read

Welcome New NAIFA-Texas Members

By NAIFA-Texas on 5/9/23 11:57 AM

NAIFA-Texas is excited to welcome the following new members. We look forward to their involvement are honored for them to join our great network of financial professionals!

Topics: #NAIFAProud

3 min read

NAIFA-Texas Summer Professional Book Club

By NAIFA-Texas on 4/26/23 11:22 AM

You are invited to join NAIFA-Texas and Books Made Easy for a collaborative virtual Book Club this summer!

Topics: #NAIFAProud Books

2 min read

Virtual Event with Harbor Life Brokerage

By NAIFA-Texas on 4/21/23 1:09 PM

NAIFA-Texas Platinum Sponsor, Harbor Life Brokerage hosted a webinar on Wednesday, April 12, 2023 at 12:00 p.m. Central to share their services with members across the state. We were joined by Harbor Life founder and CEO, Lucas Siegal.

Topics: #NAIFAProud

2 min read

NAIFA-Dallas Celebration of Achievement

By NAIFA-Texas on 3/9/23 12:55 PM

NAIFA-Dallas held their Annual Celebration of Achievement Awards Dinner on February 28, 2023. The event brought special recognition to the recipients of the O.C. Jackson Hall of Fame Award, the Mel Meyers Advisor of the Year Award, the John and Erma Connally Advocacy Award, the YAT of the Year award, and the Board Member of the Year. In addition, LILI graduates receiving designations were also recognized during the dinner.

2023 NAIFA-Texas Annual State Conference & Day at the Capitol Recap

By NAIFA-Texas on 3/2/23 1:26 PM

The 2023 NAIFA-Texas Annual State Conference and Day at the Capitol was held February 21-23, 2023, at the DoubleTree Suites by Hilton in Austin, Texas with more than 130 guests in attendance over the three day event. To view the digital program, please click here.

NAIFA-Dallas January Luncheon Recap

By NAIFA-Texas on 2/7/23 11:53 AM

NAIFA-Dallas held a Membership Luncheon on January 26, 2023 with honored guest, NAIFA-Texas President, Rodney Mogen, who conducted their 2023 Board of Directors swearing in ceremony.

Insurance 101

By NAIFA-Texas on 1/30/23 11:58 AM

The Joint Insurance 101 event NAIFA-Texas hosted with TALHI and IIAT was a huge success! We hosted over 50 Capitol staffers and legislators for breakfast on January 26th at the Texas Capitol. We provided an overview of the life, accident & health, and property & casualty insurance in Texas from both a company and agent perspective. An Insurance 101 Handbook created by all 3 entities was provided to each attendee as a resource. We will be following up and distributing these handbooks to other Capitol offices that were unable to attend. This was a great branding opportunity for NAIFA-Texas! Jason Talley, NAIFA-Texas Government Relations Chair and Elizabeth Hadley, NAIFA-Texas Lobbyist spoke at the event with representatives from TALHI and IIAT. Doug Massey, NAIFA Secretary was also in attendance.

2023 Annual State Conference Speaker Preview: Holly Hoffman

By NAIFA-Texas on 12/16/22 11:05 AM

Holly Hoffman

Professional Speaker and Author

Topics: #NAIFAProud NAIFA-Texas State Conference

1 min read

2023 Annual State Conference Speaker Preview: Traci Brown

By NAIFA-Texas on 12/12/22 3:13 PM

Traci Brown

Fraud-Busting Body Language Expert

Topics: #NAIFAProud NAIFA-Texas State Conference

3 min read

NAIFA-Texas 2023 Annual State Conference

By NAIFA-Texas on 11/16/22 2:55 PM

Register today for the 2023 NAIFA-Texas Annual State Conference and Day at the Capitol in Austin, Texas. Learn more by visiting the conference page!

Marketing Ideas to Finish 2022!

By NAIFA-Texas on 11/11/22 8:48 AM

NAIFA-Texas sponsor, Financial Seminar Services led a webinar on Thursday, October 27, 2022 for Marketing Ideas to Finish 2022! Financial Seminar Services is a premier marketing company in the insurance and financial services industry. They come from the business and understand how important your marketing campaigns are to you and your business’s success.. They use 70+Years’ combined experience to help advisors have more successful marketing campaigns! To view the recording, please click here!

Increasing Awareness and Education for Texans

By NAIFA-Texas on 9/27/22 12:04 PM

A Message from NAIFA-Texas and TALHI

Texans across the state are more aware of life insurance than they have been for decades. Governor Abbott recently proclaimed September 2022 to be Life Insurance Awareness Month in Texas.

Topics: #NAIFAProud

Advocacy Sushi

By NAIFA-Texas on 9/20/22 9:48 AM

Watch NAIFA-Texas's advocacy focused webinar with industry leaders including NAIFA-Texas Past President and current NAIFA Trustee, Doug Massey as well as NAIFA-Texas Past President and current NAIFA-Texas National Committeeperson, Jason Talley. We were also joined by NAIFA's Andrew Holt and Stephanie Sheridan. During the webinar, our guest speakers discussed their advocacy stories, how and why they stay engaged in NAIFA, what advocacy looks like across all lines of business (local, state, and national), systematic changes to the industry because of NAIFA's impact, and more!

NAIFA Announces 2023 National Leadership Nominees

By NAIFA-Texas on 9/20/22 9:10 AM

INFORMATION PUBLISHED ON BELONG.NAIFA.ORG

NAIFA’s Committee on Governance has nominated Douglas B. Massey, LUTCF, FSS, Owner of Doug Massey Financial Services in San Angelo, TX, to be the 2023 NAIFA Secretary. A current member of NAIFA’s Board of Trustees, Massey has been a loyal NAIFA member since 1987. As incoming Secretary, Massey will be in line to serve as President-Elect in 2024 and President in 2025.

The Committee has also nominated two members to serve two-year terms on the NAIFA Board of Trustees. The nominees are Brian J. Haney, CLTC, CFS, CIS, CFBS, LACP, CAE, Founder and CEO of the Haney Company in Silver Spring, MD, a loyal member since 2013, and Carina Hatfield, LUTCF, CLCS, LACP, Owner of Weigner Insurance & Financial Services Inc. in Pottstown, PA, a loyal member since 2005. Under the respective leadership of Haney and Hatfield, The Haney Company and Weigner Insurance & Financial Services are both participants in NAIFA’s 100% Agency program.

Two members of the 2022 Board whose terms are expiring have been nominated to serve additional one-year terms. They are Aprilyn Chavez Geissler, LACP, First Executive Vice President with Gateway Financial Advisors in Albuquerque, NM, a loyal member since 2005, and Dennis Cuccinelli, LACP, an Independent Financial Representative in Edison, NJ, a loyal member since 1986. Geissler has served the organization in a myriad of ways including being a past national Diversity Champion, and Cuccinelli has served the association for multiple years as national Membership Chair.

Bryon A. Holz, CLU, ChFC, LUTCF, CASL, LACP, President of Bryon Holz & Associates in Brandon, FL, and a loyal member since 1987, will serve as NAIFA’s 2023 President. Thomas M. Cothron, LUTCF, FSCP, Agency Manager at Southern Farm Bureau Insurance in Ocala, FL, a loyal member since 1981, will be the 2023 President-Elect. Both Holz and Cothron have served the association in multiple roles including national Trustee, state President, and specialty committee roles throughout their leadership tenure.

Brock T. Jolly, CFP, CLU, LACP, ChFC, CLTC, CASL, RICP, Partner at Veritas Financial LLC/MassMutual and Financial Group in McLean, VA, a loyal member since 2001, is nominated to continue to serve as NAIFA’s Treasurer. Lawrence J. Holzberg, LUTCF, LACP, Director of Insurance and Advance Sales, at Fortis Lux Financial, in Melville, NY, a loyal member since 1990, will serve as Immediate Past President.

Continuing their current terms as members of the Board of Trustees in 2023 are Mark Acre, LUTCF, CEO of OneSource Insurance Group in Ozark, MO, a loyal member since 2009; Christopher L. Gandy, LACP, Founder of Midwest Legacy Group (OneAmerica) in Lisle, IL, a loyal member since 2003; Evelyn Gellar, LUTCF, RICP, CLTC, FSCP, CDFA, Managing Director of Forest Hills Financial Group (Guardian Life) in Melville, NY, a loyal member since 1993; Winona Havir, CPCU, CLF, LUTCF, FSS, AIC, LACP, Executive Vice President of Business Development with Educators Insurance Resources Services, Inc. (Horace Mann) in Stillwater, MN, a loyal member since 1997; and Danny O’Connell, LACP, CEO of Next Level Insurance Agency in Addison, TX, a loyal member since 2008.

The nominees will stand for election during NAIFA’s annual business meeting at the National Leadership Conference (NLC). The NLC and Belong awards celebration will be held November 13-15 at the historic Omni Shoreham Hotel in Washington, D.C. Following the association’s business meeting, all Trustees and state presidents will be sworn into office with an awards dinner to follow.

The NAIFA Governance Committee consists of 12 NAIFA members and is chaired by NAIFA Past President Cammie Scott, MSIE, ChHC, CLTC, LUTCF, REBC, RHU, SHRM-SCP, SPHR, President of CK Harp & Associates in Springdale, AR, a loyal member since 1998.

“The Governance Committee considered a strong slate of applicants for the NAIFA Secretary and Board of Trustee positions, and we settled on a group of candidates who bring passion, energy, intelligence, and a dedication to service that will lead NAIFA to continued success as we enter year three of the NAIFA 2025 Strategic Plan,” Scott said. “This group, along with returning board members, incoming President Bryon Holz, and President-Elect Tom Cothron, will continue to lead NAIFA’s modernization and delivery of a high-quality membership experience.”

NAIFA members interested in serving as volunteer association leaders should contact their local or state chapters to explore leadership opportunities.

View the PRWeb press release.

REGISTER NOW FOR THE 2022 NATIONAL LEADERSHIP CONFERENCE

By NAIFA-Texas on 9/15/22 9:04 AM

INFORMATION PUBLISHED ON LEADERS.NAIFA.ORG

Registration is now open for National Leadership Conference (NLC) in Washington, D.C. to be held November 13-15 at the Omni Shoreham Hotel. The purpose of NLC is to optimize how we work together as One NAIFA. This is an opportunity for you to learn, grow, and celebrate.

Grassroots & Relationships With NAIFA’s Andrew Holt

By NAIFA-Texas on 8/30/22 9:21 AM

INFORMATION PUBLISHED ON AT.NAIFA.ORG

Andrew Holt is the Government Relations and Grassroots Manager at the National Association of Insurance and Financial Advisors (NAIFA). NAIFA works on behalf of its members to promote a favorable regulative environment, provide professional education services, and ensure ethical professional conduct for insurance and financial advisors.

Topics: Texas Advocacy Grassroots

1 min read

Leadership in Life Institute

By NAIFA-Texas on 7/19/22 10:31 AM

About the LILI Curriculum

GET OUT THE VOTE RESOURCES NOW AVAILABLE

By NAIFA-Texas on 7/19/22 8:57 AM

INFORMATION PUBLISHED ON AT.NAIFA.ORG

Whether you're new to political advocacy or a grassroots leader, NAIFA's Get Out the Vote is a great resource for everything you need to know about NAIFA's political advocacy. Find information on polling dates and locations, ballot measures, and your elected officials. Brush up on Government 101 or find the text of individual bills—this site has useful information for everyone.

Topics: Texas Advocacy

1 min read

NAIFA's Apex 2022

By NAIFA-Texas on 6/29/22 1:39 PM

Information published on apex.naifa.org

It's the Race to the Top.

Represent NAIFA-Texas by registering today for NAIFA's Apex 2022. NAIFA's Apex is the new sales summit for the #AmericanAdvisor and will be held at The Arizona Biltmore August 17th and 18th, 2022.

NAIFA-Texas Welcomes 2023 Annual State Conference Sponsor, Four Oaks Medicare Experts

By NAIFA-Texas on 6/29/22 9:15 AM

Please join us in welcoming our 2023 Annual State Conference Welcome Reception Sponsor, Four Oaks Medical Experts. Four Oaks is a family-first insurance company. Their founders, Jamon and Paula White, are experts in Medicare and specialize in determining the most appropriate Medicare insurance plan for you.

Topics: #NAIFAProud NAIFA-Texas State Conference Legislative Day Texas

2 min read

NAIFA WELCOMES NEW MEMBER JOSHUA RUBLE

By NAIFA-Texas on 6/28/22 8:59 AM

PUBLISHED BY RONAN FRIEND ON AT.NAIFA.ORG

When Joshua Ruble graduated from college, he didn’t plan on a career in insurance. However, when a friend suggested a Risk Management Advisor role in Dallas, he quickly took the opportunity and relocated from Oregon.

As a Risk Management Advisor at C1 Insurance Group, Ruble works primarily with high-net-worth families insuring their homes, autos, valuables, and more. He enjoys building relationships with his clients and educating them on the risks they face and consulting on how to best prepare for those disasters. One experience that stood out to him in particular came during a winter freeze. He insured a family’s home with extensive water damage protection through one of his premier carriers. Following the freeze, the home sustained extreme water damage. Not only was the damage repaired to the extent of $750,000, but all the work was completed in six months. Ruble’s client expressed his gratitude, saying, “Your service, responsiveness, and the way you keep your customers updated is truly on a different level than others.”

As a NAIFA member, Ruble is excited to network with and learn from other industry professionals. “I want to be more well-rounded in my knowledge of my industry, as well as others that will best serve my clients,” he says.

Outside of the office, Ruble enjoys spending time with his wife and 2-year-old daughter. He appreciates the opportunity his career gives him to provide for and spend time with his family. His daughter loves animals, so the family visits zoos and museums often. Ruble is also an avid sports fan, loves hosting gatherings of friends, and stays involved in his community through his church and his daughter’s school.

Thank you, Joshua, for your hard work and dedication. We look forward to a bright future in the association for you and are #NAIFAproud to call you one of our own.

Topics: #NAIFAProud Membership Texas Advocacy NAIFA-Dallas Texas

3 min read

Assistance for Uvalde, Texas

By NAIFA-Texas on 6/9/22 12:25 PM

Join NAIFA-Texas and their efforts to provide assistance to the families of Uvalde, Texas. Children's Bereavement Center of South Texas and First State Bank of Uvalde are two great avenues to help make an impact. Learn more below.

Topics: Texas

1 min read

NAIFA-Texas Professional Book Club

By NAIFA-Texas on 6/2/22 10:15 AM

You are invited to join NAIFA-Texas and Books Made Easy for a collaborative virtual Book Club this summer! The Book Club is exclusive to current NAIFA-Texas members only. The book club is complimentary following the purchase of our assigned book.

Topics: #NAIFAProud Books

SAVE THE DATE! NAIFA-Texas 2023 Annual State Conference

By NAIFA-Texas on 5/26/22 2:52 PM

Please save the Date for the NAIFA-Texas 2023 Annual State Conference that is scheduled for February 21-23, 2023 in Austin, Texas! Visit the NAIFA-Texas website for all information related to the conference! Get ready to join your fellow NAIFA-Texas members for a multi-day event filled with educational sessions, networking opportunities, and camaraderie!

Topics: #NAIFAProud NAIFA-Texas State Conference Legislative Day Texas

14 min read

NAIFA-Texas Members Attending the 2022 NAIFA Congressional Conference

By NAIFA-Texas on 5/13/22 1:03 PM

NAIFA's Annual Congressional Conference bolsters NAIFA’s prestige among lawmakers and industry partners and enhances our standing as the leading voice for insurance and financial professionals. Watch for these loyal NAIFA-Texas members at this year's Congressional Conference on May 23-24 in Washington, D.C.!

NEXT LEVEL INSURANCE AGENCY, LLC IS A NAIFA 100% AGENCY

By NAIFA-Texas on 5/13/22 10:04 AM

Published by Ronan Friend on at.naifa.org

After graduating with a bachelor’s degree in finance, Next Level Founder and CEO Danny O'Connell moved to Dallas and started his career at an investment firm, but he didn’t find his passion until he was recruited into insurance and employee benefits. Once he found his niche, he never looked back.

DI Isn't Hard It's Just, DIfferent

By NAIFA-Texas on 5/9/22 10:49 AM

NAIFA-Texas Disability Insurance Awareness Webinar Recap

Topics: Disability Insurance #NAIFAProud Disability Income Insurance Disability Insurance Awareness Month

4 min read

2022 NAIFA Awards Now Open

By NAIFA-Texas Staff on 3/25/22 9:47 AM

PUBLISHED ON BELONG.NAIFA.ORG

NAIFA is now accepting nominations and applications for its 2022 awards, recognizing outstanding leadership, performance, and achievement that differentiates NAIFA members from their colleagues in the insurance and financial services industry. NAIFA bestows these annual awards as programs of the Talent Development Center, which recognizes exemplary NAIFA members, promotes professional growth, and encourages a new generation of agents and advisors to join the business.

Topics: Awards

2 min read

NAIFA-Texas LILI Panel Discussion

By NAIFA-Texas on 3/18/22 9:13 AM

The 2022 NAIFA-Texas Annual State Conference was held February 23-25, 2022 in Houston, Texas. This multi-day event included educational sessions, networking opportunities, and camaraderie! To start off the final day of NAIFA-Texas State Conference, we held a Leadership in Life Institute (LILI) Panel Discussion for all attendees. The Leadership in Life Institute (LILI) is a six-month leadership development program devoted to advancing personal growth and professional success for NAIFA members.

Topics: LILI NAIFA-Texas State Conference

1 min read

Texas Department of Insurance (TDI) InsurED Webinars

By NAIFA-Texas on 3/17/22 10:35 AM

Registration is now open for TDI InsurED Webinars

Topics: Insurance

2 min read

NAIFA PRESIDENT HOLZBERG SPEAKS IN TEXAS

By NAIFA-Texas on 3/10/22 1:31 PM

Published on belong.naifa.org

Lawrence Holzberg, LUTCF, LACP, President of the National Association of Insurance and Financial Advisors (NAIFA) was a featured speaker Thursday, February 24, in Houston at the 2022 Annual State Conference of NAIFA’s Texas chapter. His remarks at the event reviewed the State of NAIFA and challenged insurance and financial professionals to be the best they can be as producers and as advocates for their businesses, association, and Main Street clients.

Topics: NAIFA-Texas State Conference

1 min read

Legislative Panel Discussion

By NAIFA-Texas on 3/8/22 9:00 AM

NAIFA-TX lobbyist Elizabeth Hadley moderated a legislative panel discussion on Thursday, February 24th during the 2022 NAIFA-Texas Annual State Conference in Houston, Texas. The panel discussion included Chair of the House Insurance Committee, Rep. Tom Oliverson , Rep. Dennis Paul (House Insurance Committee member), Rep. Ed Thompson (State Farm Insurance Agent), and Sen. Carol Alvarado .

NAIFA Dallas Annual "Celebration of Achievement" Awards Dinner

By NAIFA-Texas on 3/7/22 1:42 PM

Held on February 15th, this celebration honored the NAIFA-Dallas 2021 Mel Meyers Advisor of the Year, Ryan C. Adams, CFP. The award was initiated in 1985 to recognize those who have given meritorious service to our industry for the last three years.

2021 NAIFA Quality Award Recipients

By NAIFA-Texas on 3/5/22 10:31 AM

THE FOLLOWING INFORMATION HAS BEEN PUBLISHED ON TDC.NAIFA.ORG/NQA

The NAIFA Quality Award provides advisors at any career stage the opportunity to demonstrate a commitment to excellence. This includes:

NAIFA-Texas Lifetime Achievement Award Recipient: Douglas Massey

By NAIFA-Texas on 3/4/22 10:41 AM

The NAIFA-Texas Board of Directors and Awards Committee were delighted to present the Lifetime Achievement Award to two deserving recipients during the 2022 NAIFA-Texas Annual State Conference that was held in Houston, Texas February 23-25, 2022. The NAIFA-Texas Awards Committee selected Russell "Rusty" Donohue, CLU, ChFC and Douglas Massey, CLU, ChFC, FSS as the newest recipients of the Lifetime Achievement Award.

Topics: Lifetime Achievement Award NAIFA-Texas State Conference

2 min read

Life Annuity Certified Professional (LACP) Program

By NAIFA-Texas on 3/4/22 10:05 AM

The following information has been Published on tdc.naifa.org/lacp

Distinguished Recognition for Experienced Life Insurance
and Financial Professionals

Topics: LACP

2 min read

NAIFA-Texas Young Advisor (YAT) Team Leader of the Year: Richard Demko

By NAIFA-Texas on 3/2/22 2:49 PM

The NAIFA-Texas Board of Directors is proud to announce their chosen recipient of the
2021 NAIFA-Texas YAT Leader of the Year Award, Rick Demko. The NAIFA-Texas YAT Leader of the Year Award recognizes an advisor’s commitment to NAIFA including service on local and state and committees as well as participation in the Leadership in Life Institute (LILI); involvement with state and/or federal legislative efforts; participation in external service work such as charities; and an ability to inspire others.

Topics: Awards YAT

2 min read

NAIFA-Texas Lifetime Achievement Award Recipient: Russell Donohue

By NAIFA-Texas on 3/1/22 3:16 PM

Topics: Lifetime Achievement Award NAIFA-Texas State Conference

2 min read

NAIFA President Holzberg to Speak in Texas

By NAIFA on 2/23/22 9:13 AM

Lawrence Holzberg, LUTCF, LACP, President of the National Association of Insurance and Financial Advisors (NAIFA) is a featured speaker Thursday, February 24, in Houston at the 2022 Annual State Conference of NAIFA’s Texas chapter. His remarks at the event will review the State of NAIFA and challenge insurance and financial professionals to be the best they can be as producers and as advocates for their businesses, association, and Main Street clients.

Topics: Press Release Leaders

1 min read

A Message from our 2022 Conference Virtual Sponsor: Referme IQ

By NAIFA-Texas on 2/21/22 4:15 PM

NAIFA-Texas is happy to announce 2022 NAIFA-Texas Annual State Conference Virtual Sponsor, Referme IQ. The NAIFA-Texas Annual State Conference (February 23-25, 2022) agenda and registration details can be found here. You don't want to miss this event! For those of you unable to attend, please take a moment to watch this brief message from our sponsor.

Topics: NAIFA-Texas State Conference

3 min read

THANK YOU 2022 CONFERENCE SPONSORS

By NAIFA-Texas on 2/21/22 3:58 PM

NAIFA-Texas is happy to announce and thank the 2022 NAIFA-Texas Annual State Conference Sponsors. We are grateful for all of our sponsors and can't wait to kick things off in just a few short days!

Topics: NAIFA-Texas State Conference

2 min read

NAIFA-Texas President's Message January 2022

By NAIFA-Texas on 1/12/22 4:23 PM

It’s Your Association.

NAIFA-Texas Welcomes Platinum Sponsor, Bright HealthCare

By NAIFA-Texas on 1/10/22 2:49 PM

NAIFA-Texas is happy to welcome our newest Platinum Sponsor, Bright HealthCare! Over the coming months we will be sharing all of the great opportunities that Bright HealthCare has to offer for Texas residents. Bright HealthCare believes quality health insurance should be simple, personal, and affordable. They design easy-to-understand plans with benefits you'll actually use! Benefit-packed plans and surprisingly low rates mean you can focus on staying happy and healthy. Please take a moment to visit Bright HealthCare's sponsorship page by clicking the link below!

Early Bird Rates for State Conference 2022 EXTENDED!

By NAIFA-Texas on 12/29/21 12:43 PM

Exclusive MEMBER-ONLY Early Bird Registration for the 2022 NAIFA-Texas Annual State Conference has been extended until January 6, 2022! Taking place at the Houston Marriott West Loop, join your fellow NAIFA-Texas members and some of the industry's best and brightest for a multi-day event filled with educational sessions, networking opportunities and camaraderie!

Topics: Continuing Education It Pays to Be a Member Membership NAIFA-Texas State Conference

Happy Holidays from NAIFA-Texas!

By NAIFA-Texas on 12/22/21 3:45 PM

NAIFA-Texas wishes all of our members and industry professionals a happy and safe holiday season! 2021 was quite a year for NAIFA-Texas and we could not have done it without the support of our members, colleagues, consultants, and families. As 2021 comes to a close, we are extremely grateful for the camaraderie (finally some in-person!) and community being a NAIFA member brings. Can't wait to create new memories in 2022. Cheers!

Topics: Continuing Education It Pays to Be a Member Membership NAIFA-Texas State Conference

2 min read

NAIFA National Leadership Conference

By NAIFA-Texas on 12/8/21 3:38 PM

Board Members and Chapter Leaders of NAIFA-Texas recently attended the NAIFA National Leadership Conference in Washington, D.C. on December 5-7, 2021. On Monday December 8th, NAIFA-Texas members and leaders attended a full-day of educational sessions centered around leadership coaching, grassroots training, and more! They also enjoyed a delicious lunch that was prepared by former White House Chef Marti Mongiello. Monday was capped off with the Annual Meeting and Belong Awards Dinner. On Tuesday, NAIFA-Texas met members of Congress on Capitol Hill.

Building an Efficient Hybrid Practice (Recap)

By NAIFA-Texas on 12/1/21 10:54 AM

NAIFA-Texas sponsor, Principal hosted a panel discussion in November moderated by their very own Senior Regional Managing Director, Phil Pyrz. During the discussion, panelists discussed their experiences with utilizing technology, best business practices, success stories, and the evolution of FP Practices (over the last 10+ years)! Panelists for this event included Bob Markle, Mindy Helfrich, Robbie Schubert, and Chris Richey.

Early Bird Registration Open for State Conference 2022!

By NAIFA-Texas on 12/1/21 10:20 AM

Early Bird Registration is now open for the 2022 NAIFA-Texas Annual State Conference! Taking place at the Houston Marriott West Loop, join your fellow NAIFA-Texas members and some of the industry's best and brightest for a multi-day event filled with educational sessions, networking opportunities and camaraderie!

Topics: Continuing Education It Pays to Be a Member Membership NAIFA-Texas State Conference

1 min read

Quarterly Lobbyist Update in Two Weeks!

By NAIFA-Texas on 11/17/21 1:26 PM

Members, we are two weeks away from the return of NAIFA-Texas' Quarterly Lobbyist Update! It was been a very eventful interim within the Texas Legislature. Click here for your free registration!

Topics: It Pays to Be a Member State Advocacy Texas Advocacy

2 min read

NAIFA-Texas 2022 Board of Directors Election Is Open!

By NAIFA-Texas on 11/17/21 1:24 PM

Members, voting is open elect your 2022 NAIFA-Texas Board of Directors!

Topics: Leadership Future Leaders

1 min read

November is Family Caregivers Awareness Month!

By NAIFA-Texas on 11/11/21 1:06 PM

National Family Caregivers Month – celebrated each November -- is a time to recognize and honor family caregivers across the country.

Topics: Family Family Caregivers Awareness

1 min read

New Texas Political Maps Signed Into Law

By NAIFA-Texas on 11/3/21 6:13 PM

Redistricting is complete! The redrawn political maps for the Texas House, Texas Senate, and Texas Congressional seats were signed into law by Governor Greg Abbott on October 25, 2021. These maps were drafted and passed by the Texas Legislature during the third special session. Members, the Texas Tribune has a tool where you can view any changes to your district and representation!

Topics: Life Insurance & Annuities Standard of Care & Consumer Protection

1 min read

TDI Adopts Rules on Annuity Disclosure Forms

By NAIFA-Texas on 10/29/21 12:54 PM

Members, if your business includes annuity products, then this post is for you!

As a continuation of HB 1777 passed by the 87th Texas Legislature, Texas Department of Insurance (TDI) adopts rules about the forms an agent must provide to a consumer before or when recommending or selling an annuity. Any NAIFA-Texas member who sells annuity products should review this adoption and familiarize themselves with the new required forms. The rules adoption can be found here.

Topics: Life Insurance & Annuities Standard of Care & Consumer Protection

3 min read

NAIFA-TX Board of Directors 2022 Election

By NAIFA-Texas on 10/29/21 11:57 AM

NAIFA-Texas will be holding an election to put in place its 2022 officers and directors on November 17-24, 2021. The election will be held electronically utilizing voting software. To prepare for the election, please review the list of candidates below:

Topics: Leadership

1 min read

Lifetime Achievement Award Nominations Due Nov. 1st

By NAIFA-Texas on 10/25/21 5:33 PM

It's time to nominate candidates for the NAIFA-Texas Lifetime Achievement Award! Any NAIFA-Texas member in good standing can submit nominations to the NAIFA-Texas office by completing a nomination form. Qualified nominees must:

Topics: Members Loyal Member Lifetime Achievement Award

Mark Your Calendars! Quarterly Lobbyist Update Returns Nov. 30th

By NAIFA-Texas on 10/20/21 2:11 PM

Our Quarterly Lobbyist Update (QLU) returns on Nov. 30th 2021! This exclusive member-only virtual event will break down this very eventful interim of special sessions, quorum breaks, redistricting, and more. NAIFA-Texas Lobbyist, Elizabeth Hadley, of Greenberg Traurig will be touching on these topics and answering your questions. Snag your FREE registration by clicking here!

Topics: Advocacy MembershipPays State Advocacy Federal Advocacy Texas Advocacy

1 min read

TLRT Event Recap

By NAIFA-Texas on 10/19/21 9:00 AM

Thank you to those who were able to attend the 2021 Texas Leaders Round Table Kickoff Event that was held in Houston, Texas earlier this month! We would like to issue a special thank you to our event sponsors, Fairway Mortgage and Joey Ussery with John Hancock. Joey also served as the emcee for this exclusive event.

Building an Efficient Hybrid Practice

By NAIFA-Texas on 10/18/21 9:00 AM

Wednesday, November 17th, 2021

12:00 PM (CDT)

Join NAIFA-Texas sponsor, Principal on Wednesday, November 15, 2021 for a panel discussion moderated by their very own Senior Regional Managing Director, Phil Pyrz. During the discussion, panelists will discuss their experiences with utilizing technology, best business practices, success stories, and the evolution of FP Practices (over the last 10+ years)! Panelists for this event include Bob Markle, Mindy Helfrich, Robbie Schubert, and Chris Richey.

What Is Happening with Redistricting in Texas?

By NAIFA-Texas on 10/14/21 8:30 AM

The Texas Legislature has one week left in it's third special session. The item on the forefront: redistricting. Redistricting occurs every 10 years after the U.S. Census results are collected and certified. The U.S. Census measures how much the United States population has grown and changed based on various demographics. Then, state legislatures redraw district maps to reflect the census results. The 2020 census reflected that people of color fueled 95% of Texas' population growth.

Topics: Advocacy Government Relations Texas Advocacy

1 min read

TDI Issues Annual Title Agent Data Call

By NAIFA-Texas on 10/13/21 1:00 PM

The Texas Department of Insurance (TDI) has issued the annual data call to agents writing title insurance in Texas. State law requires title agents to report data that is used to set rates. The data reports are due December 13, 2021. Check the TDI website for reporting instructions and forms. The full bulletin can be found here.

Topics: Insurance

Save the Date! NAIFA-Texas State Conference 2022

By NAIFA-Texas on 10/8/21 10:51 AM

It's baaaack! The NAIFA-Texas State Conference 2022 will be held in Houston, Texas from February 23-25, 2022. Visit our website for room blocks, event agenda, and more!

Topics: Members It Pays to Be a Member

1 min read

A Higher Salary Doesn't Mean More Wealth?

By NAIFA-Texas on 10/6/21 7:02 PM

Millennials are making more money than any previous generation... so why are they less wealthy?

Topics: Financial Planning Financial Security

1 min read

Annuity CE Update!

By NAIFA-Texas on 9/30/21 8:00 AM

If you are an agent selling annuities, then this blog post is for you... and your CE credits!

TX Lege Special Session: Round III

By NAIFA-Texas on 9/22/21 4:17 PM

The Texas Legislature is back for the third special session of 2021. Governor Abbott has tasked the Texas House and Senate to pass legislation relating to COVID-19 mask mandates, transgender student participation in sports, gender-affirming health care for trans youth, property tax relief, bail reform, allocation of the American Rescue Plan Act federal funding, and redistricting. The Texas House and Senate gaveled in this past Monday to start its work.

The true worth of employee benefits

By NAIFA-Texas on 9/22/21 1:56 PM

Warsaw, Indiana, is affectionally known as the “Orthopedic Capital of the World.” Over a century ago, a young chemist started the world’s first orthopedics company in the small Midwestern town. Since then, the industry has ballooned. Today Warsaw, which has a population of just 15,000, hosts numerous companies that focus specifically on designing devices that manage musculoskeletal problems. For employers, this clustering offers the promise of a skilled workforce that understands the industry. Yet it also presents an acute challenge: heated competition for that very labor.

It's Life Insurance Awareness Month!

By NAIFA-Texas on 9/9/21 3:29 PM

Life Insurance Awareness Month (LIAM) returns!

Topics: Life Insurance & Annuities Life Happens Life Insurance Awareness Month

2 min read

NAIFA-Texas IFAPAC presents: Man V. Steak

By NAIFA-Texas on 9/7/21 3:33 PM

Wednesday, September 22, 2021
5:30 p.m. Central Time
The Big Texan Steak Ranch and Brewery
7701 I-40 East, Amarillo, TX 79118

What does our NAIFA-Texas Secretary Treasurer Rodney Mogen and the most
iconic steak in Texas have in common? One is 72 ounces and the other is 7' 2"! Show up at the Big Texan Steakhouse Wednesday, September 22nd, to see who's tougher, the Man or the Steak. Click here to view the event flyer!

Tri-City Sales Forum is Two Weeks Away!

By NAIFA-Texas on 9/7/21 2:37 PM

Join us on Tuesday, September 21st and Wednesday, September 22nd when NAIFA Amarillo Area presents the 2021 Tri City Sales Forum! We are happy to welcome three world class speakers, Jim Silbernagel with Real Wealth, Harlan Accola with Fairway Mortgage and Jason Talley with Talley Benefits Insurance Group LLC.

The event of the year! If you are a serious insurance or financial advisor, you MUST attend this wonderful Forum. Our guest speakers are the absolute best. They are well-versed in what they will discuss, and you'll find out WHY they are successful. You will get AT LEAST ONE new idea to help you in your business. Don't miss it! REGISTER HERE

Leveraging Conversations to Increase Your Premiums Webinar

By NAIFA-Texas on 9/3/21 3:13 PM

Join NAIFA-Texas on Wednesday, September 15th, 2021 for a special webinar focusing on Advanced Planning and just in time for Life Insurance Awareness Month (LIAM)! We are happy to welcome Tom Love with The Breakaway League and Leland Landes with The Legacy Group as our lead speakers for the event. Both speakers are top producers that have developed simple systems for writing big cases. They believe in being catalysts for their clients to think differently about wealth and taxes. After the presentation, be sure to stick around for a Q&A session! This webinar is free for both NAIFA members and non-members!

September Member Spotlight - Lane Boozer

By Bianca Alonso NAIFA-Texas Government Relations Manager on 9/1/21 12:19 PM

This month we are joined by a familiar face. Lane Boozer currently serves as NAIFA-Dallas President and served as NAIFA-Texas President from 2014-2015. A Denton, Texas native, Lane works for his father's brokerage firm, Don Boozer & Associates. Lane's father is also a NAIFA-Texas Past President!

Since becoming a NAIFA member in 1998, Lane has built an extensive resume of involvement-- from being a LILI graduate, to serving on the NAIFA-Texas Board of Directors, and a long list of committees. In his spare time, Lane gets in touch with his musical side and being a part of his band, Kitty and the Beard. He also enjoys woodworking, barbeque, and countless activities around Denton and the great state of Texas.

Click here to watch the full interview!

Topics: #NAIFAProud Members Member Spotlight

1 min read

NAIFA-Dallas Hosts Annual Legislative Luncheon

By Bianca Alonso NAIFA-Texas Government Relations Manager on 8/30/21 2:07 PM

On August 26, 2021, NAIFA-Dallas hosted several Texas federal and local legislators and their staffers for their annual legislative luncheon! Staff for State Rep. Carl Sherman (HD-109), State Rep. Rhetta Bowers (HD-113), Congresswoman Beth Van Duyne (TX-24), and Congresswoman Eddie Bernice Johnson (TX-30). State Senator Angela Paxton (SD-30) and her District Director joined us as well.

Topics: It Pays to Be a Member State Advocacy Loyal Member

1 min read

TDI Announces Guidance for New Annuity Course for Non-Resident Agents

By Bianca Alonso NAIFA-Texas Government Relations Manager on 8/25/21 1:23 PM

The Texas Department of Insurance (TDI) has issued a guidance of the new and revised annuities courses state-licensed agents and non-resident agents will be required to take if they are looking to sell annuities on or after January 1, 2022.

Topics: Life Insurance & Annuities Continuing Education

1 min read

TDI Proposes Rule for annuity forms

By Bianca Alonso NAIFA-Texas Government Relations Manager on 8/17/21 1:08 PM

On August 16^th, the Texas Department of Insurance (TDI) proposed a rule about the forms an agent must provide to a consumer before or when recommending or selling an annuity. Agents can use the hyperlink above to review the rule and submit comments before September 27, 2021. This rule falls in line with the Texas adoption of NAIC's Best Interest Standard (HB 1777).

Topics: Advocacy State Advocacy

2 min read

Leveraging Conversations to Increase Your Premiums

By NAIFA-Texas on 8/17/21 12:49 PM

#TxLege Special Session: Round II

By Bianca Alonso NAIFA-Texas Government Relations Manager on 8/12/21 1:13 PM

On Saturday, August 7th, the Texas Legislature gaveled in for the second special session of the interim. Texas Democrats broke quorum for the third time to deny the Texas House from passing any business, including the GOP high-priority elections bill. The issues on the Governor's call do not directly impact insurance agents or financial advisors. NAIFA-Texas does not foresee this changing.

Topics: Advocacy State Advocacy

Changes to Texas Agent Licensing & Certifications

By Bianca Alonso NAIFA-Texas Government Relations Manager on 8/9/21 1:05 PM

Did you miss the changes #txlege passed this session in relation to agent licensing and certification? Texas Department of Insurance hosted a webinar discussing what agents should be looking out for! View the recording here.

Topics: Certifications & Designations #NAIFAProud Members

Melinda Hipp: August Member Spotlight

By Bianca Alonso NAIFA-Texas Government Relations Manager on 8/5/21 11:45 AM

This month we had the pleasure of meeting with NAIFA San Antonio member, Melinda Hipp. Melinda is the Area Sales Manager for Mutual of Omaha Mortgage in the Reverse Sales Division. She has 21 years under her belt of originating all types of mortgages with a specialty in Reverse Mortgage for the past 13 years. Melinda is an avid golfer, golf referee, poker player and loves traveling with her musician husband and playing at home with her Mini Dachshunds. Click here to watch the full interview!

Topics: #NAIFAProud Members Member Spotlight

Performance + Purpose Is Approaching!

By Bianca Alonso NAIFA-Texas Government Relations Manager on 8/4/21 1:37 PM

Two weeks until the 2021 Performance + Purpose Virtual Conference! NAIFA has a packed agenda with keynote speakers, industry leaders, and breakout sessions that is promise to inspire and "redefine the lines." It is not too late to register! Click here to reserve your spot.

Topics: #NAIFAProud Members

1 min read

Register for LILI!

By Bianca Alonso NAIFA-Texas Government Relations Manager on 7/28/21 9:45 AM

Do you want to strengthen your leadership skills? Are you looking for an outlook that will help you grow as a business owner, thus growing your business? How about developing a stronger, more confident sense of self?

Topics: #NAIFAProud LILI Leadership Future Leaders

Best Interest FAQs Adopted by NAIC

By Bianca Alonso NAIFA-Texas Government Relations Manager on 7/27/21 1:59 PM

The Life and Annuities Committee of the National Association of Insurance Commission (NAIC) has adopted FAQs regarding the February 2020 Best Interest Model brought forth and implemented by the committee.

Topics: Life Insurance & Annuities #NAIFAProud NAIC Model Regulation

1 min read

NAIFA-Texas Featured in P+P 2021 Speaker Line-Up

By Bianca Alonso NAIFA-Texas Government Relations Manager on 7/20/21 1:51 PM

Three NAIFA-Texas leaders are featured as part of the breakout session speaker line up for the virtual Performance + Purpose 2021!

Topics: Sales #NAIFAProud Sales & Marketing

1 min read

The WISH Act-- What Is It?

By Bianca Alonso NAIFA-Texas Government Relations Manager on 7/14/21 5:17 PM

Rep. Tom Suozzi (D-NY) has filed H.R. 4289, the "Well-Being Insurance for Seniors to be at Home (WISH) Act." The WISH Act would impose a 0.3% payroll tax on workers and 0.3% payroll tax on employers. The monthly benefit would start at $3,6000 and rise with inflation.

Topics: Certifications & Designations Advocacy Long-Term Care #NAIFAProud State Advocacy Federal Advocacy

Texas Department of Insurance Issues Bulletin

By Bianca Alonso NAIFA-Texas Government Relations Manager on 7/14/21 12:40 PM

The Texas Department of Insurance has issued a bulletin listing major changes to agent licensing provisions during the 87th Legislature. Those include:

Topics: Certifications & Designations Advocacy #NAIFAProud Legislation & Regulations State Advocacy

Special Session Begins!

By Bianca Alonso NAIFA-Texas Government Relations Manager on 7/8/21 10:00 AM

The 87th Texas Legislature is back in the Capitol today to start their first special session of the year. (Yes, that means there are more to come!)

Governor Abbott called the legislature back to Austin to address certain legislative priorities that did failed to pass or were not addressed during the regular session. The call items for what the Texas House and Senate must pass can be found here. Items include banning the teaching of critical race theory in public schools, election and voting protocols, social media censorship, bail reform, and more.

NAIFA-Texas will be monitoring the special session and providing updates to our membership.

Topics: Advocacy #NAIFAProud Legislation & Regulations State Advocacy

1 min read

LEADERSHIP IN LIFE INSTITUTE

By NAIFA-Texas on 7/7/21 4:09 PM

Advancing the Standard of Leadership Thinking

About the LILI Curriculum

The NAIFA Leadership in Life Institute is a six-month in-person program offered exclusively to NAIFA members who are committed to growing intellectually and professionally through deep introspection and discussion. The intense curriculum creates a unique learning environment that encourages participants to bring out the best in themselves and apply what is learned across every aspect of their lives.

July Member Spotlight: Les Littleton, CLU, LUTCF

By Bianca Alonso NAIFA-Texas Government Relations Manager on 7/7/21 2:00 PM

July's Member Spotlight is on NAIFA-Texas Past President and NAIFA Pineywoods of East Texas member, Les Littleton, CLU, LUTCF!

Topics: #NAIFAProud Members Member Spotlight

1 min read

Performance + Purpose 2021: Redefine the Lines

By Bianca Alonso NAIFA-Texas Government Relations Manager on 7/1/21 2:26 PM

The event this year is focused on creating an interactive experience for participants. The conference will include break-out sessions for book signings with speakers, gamification, and TED-talk style sessions to allow attendees to "choose their own adventure" to spice up their Zoom experience and deliver top-notch training to help you expand your book of business.

Topics: #NAIFAProud Networking Continuing Education Professional Development Membership

1 min read

NAIFA Austin Kicking Off to Q4!

By Bianca Alonso NAIFA-Texas Government Relations Manager on 7/1/21 2:03 PM

Save the date and kickoff the 4th quarter by joining NAIFA-Austin for a special CE and happy hour event on Wednesday, August 4th 2021 at the University of Texas Golf Club.

Topics: #NAIFAProud Networking Continuing Education Professional Development Membership

1 min read

NAIFA and Insperity Partnership Hits a Home Run with Houston Chapter

By NAIFA on 6/22/21 2:17 PM

Roger Clemens with NAIFA-Houston Leadership: (left-right): Kyle Lindner (2019 President), Brian Monk (President-Elect). Roger Clemens, Betsy Assad (President), Rick Demko (2020 President).

The strategic partnership between NAIFA and Insperity kicked off on Thursday, June 17, when NAIFA-Houston members were invited to Constellation Field for batting practice with seven-time Cy Young award winner Roger Clemens.

During an informal reception and meet and greet, Roger "Rocket" Clemens welcomed attendees and shared his personal story of success before engaging in a casual Q&A. Then everyone was invited down to the field to pick up a bat and Roger took the pitcher’s mound. Several attendees took the opportunity to bring their gloves and play the outfield!

Topics: Benefits Potential Partners for Advisors

1 min read

87th #TxLege By The Numbers

By Bianca Alonso NAIFA-Texas Government Relations Manager on 6/22/21 1:30 PM

On June 8th, NAIFA-Texas members participated in the comeback of our Quarterly Lobbyist Updates. NAIFA-Texas lobbyist, Elizabeth Hadley, delivered a very comprehensive breakdown of bills our association had been working on, as well as, other big ticket priorities (COVID-19 relief, ERCOT reform, health care expansion, broadband expansion, voting integrity, etc.) for Speaker Dade Phelan, Lt. Governor Dan Patrick, and Governor Greg Abbott.

Topics: Advocacy #NAIFAProud Legislation & Regulations Leadership Membership

1 min read

June is Annuity Awareness Month!

By Bianca Alonso NAIFA-Texas Government Relations Manager on 6/17/21 2:34 PM

In 2010, the National Association for Fixed Annuities (NAFA) designated June as National Annuity Awareness Month (NAAM) to help educate Americans on the important role of annuities as part of a secure retirement savings plan. Annuities can be an integral part of your clients’ long-term retirement planning strategy, providing direction to help them overcome unnecessary risks and important optional benefits that help them to protect their financial future.

During the 87th Legislative Session, NAIFA-Texas played a key role in passing HB 1777. This piece of legislation will require agent and insurers to follow a "Best Interest" standard for annuity products. To act in the best interest of the consumer, the agent is required to satisfy four obligations – the care, disclosure, conflict of interest, and documentation obligations. HB 1777 will harmonize the standard of care for annuities across regulatory platforms.

NAIFA-Texas is very excited this bill passed in time for Annuity Awareness Month. Click here to read more about annuities!

Topics: Life Insurance & Annuities #NAIFAProud Leadership Annuity Awareness Month

TLRT Kickoff Event

By Bianca Alonso NAIFA-Texas Government Relations Manager on 6/16/21 5:59 PM

Mark your calendars for Texas Leaders Roundtable's Kickoff Event on Thursday, October 21, 2021. This will be an in-person event in Houston, Texas!

Topics: #NAIFAProud Networking Grow Your Business Leadership Small Business

1 min read

NAIFA-TX & Principal Event - June 16th

By Bianca Alonso NAIFA-Texas Government Relations Manager on 6/9/21 2:17 PM

Join NAIFA-Texas sponsor, Principal Financial Group, on June 16th as they present a leadership directed virtual discussion panel!

Topics: Advocacy #NAIFAProud Grow Your Business Leadership Small Business State Advocacy Member Spotlight

2 min read

New Texas Law Enhances Protections for Annuity Consumers

By NAIFA on 6/8/21 10:46 AM

Legislation signed recently by Governor Greg Abbott enhances protections for Texas consumers seeking lifetime income through annuities. Championed by House Insurance Committee Chairman Dr. Tom Oliverson and Senate Business & Commerce Chairman Kelly Hancock, the new law enhances the standards financial professionals must follow while preserving consumers’ ability to access the tools they need for a secure retirement.

Topics: State Advocacy Interstate Advocacy Press Release

That's a Wrap On The 87th #TxLege!

By Bianca Alonso NAIFA-Texas Government Relations Manager on 6/2/21 5:10 PM

The 87th Texas Legislative Session is over... for now. This session has been anything but ordinary. However, that did not stop NAIFA-Texas from making our presence known, both inside the Capitol, as well as, virtually. Members- Find out how our legislative priorities stacked up next Tuesday, June 8th at 10 AM as our lobbyist, Elizabeth Hadley, provides a legislative review and an outlook of what is to come! Click here to register for this exclusive member-only virtual event!

Topics: Advocacy #NAIFAProud State Advocacy Member Spotlight

1 min read

Brent Hill: June Member Spotlight

By Bianca Alonso NAIFA-Texas Government Relations Manager on 6/2/21 3:49 PM

This month, our member spotlight is on Brent Hill - one of the newest members of the NAIFA-Texas Board of Directors! Brent recently celebrated this 5 year NAIFA-anniversary which aligned perfectly with him being our member spotlight. We sat down with Brent and learned about his journey with NAIFA, his expectations upon starting out, and how he has grown with leadership opportunities.

Topics: Advocacy #NAIFAProud Members State Advocacy Member Spotlight Membership

1 min read

Quarterly Lobbyist Updates Are Back!

By Bianca Alonso NAIFA-Texas Government Relations Manager on 5/27/21 7:45 AM

After a little hiatus due to our virtual Day at the Capitol event earlier this year and the 87th legislative session kicking into high gear, the Quarterly Lobbyist Update series is back! This session was unlike any other due to the impacts of COVID-19 and an unpredictable winter storm (just to name a few), and it certainly was not boring.

Topics: Advocacy #NAIFAProud Members State Advocacy Membership Federal Advocacy

2 min read

Texas Legislature Passes NAIC Model for Annuity Transactions

By NAIFA on 5/20/21 4:21 PM

NAIFA-Texas has been hard at work ensuring that the Texas legislature adopts the National Association of Insurance Commissioners (NAIC) model for a “Best Interest” standard for annuity products this legislative session. Partnering with Texas Association of Life and Health Insurers (TAHLI), we have met with multiple offices and other stakeholders to ensure clarity and support from those within the Texas Capitol. State Rep. Tom Oliverson, M.D. (R-Cypress), chair of the Texas House Insurance Committee is the bill's author.

On March 23, 2021, Jason Talley, NAIFA-Texas Past President, represented NAIFA-Texas by testifying in support of HB 1777 before the Texas House Insurance Committee. This bill passed unanimously out of committee and passed in the Texas House 144-1. Once it reached the Texas Senate, it was referred to the Senate Committee on Business & Commerce. Due to a time constraint before the first bill filing deadline of the session in early March, there was no Senate companion bill nor a Senate author. NAIFA-Texas and TALHI were able to get Chairman Kelly Hancock (R-Fort Worth) to carry this bill in his own committee. On May 13, 2021, this bill was heard in a formal hearing where NAIFA-Texas submitted written testimony in support. There was no opposition.

Topics: Life Insurance & Annuities Legislation & Regulations State Advocacy

1 min read

Clock is Ticking - Congressional Conference Is Around the Corner!

By Bianca Alonso NAIFA-Texas Government Relations Manager on 5/19/21 6:13 PM

Less than a week until the 2021 (virtual) Congressional Conference! This year's event is FREE for both members and non-members.

Topics: Advocacy #NAIFAProud Networking Marketing Sales & Marketing Members Leadership State Advocacy Leaders Membership Federal Advocacy

1 min read

NAIFA-TX Legislative Update

By Bianca Alonso NAIFA-Texas Government Relations Manager on 5/13/21 9:30 AM

As of today, there at 18 days until the last day of the 87th legislative session here in Austin, TX-- or "Sine Die."

Topics: Advocacy #NAIFAProud Networking Members Leadership State Advocacy Leaders Membership Federal Advocacy

1 min read

(Virtual) Congressional Conference 2021

By Bianca Alonso NAIFA-Texas Government Relations Manager on 5/11/21 12:25 PM

We are exactly two weeks away from the 2021 (virtual) Congressional Conference! This year's event is FREE for both members and non-members. Need some reasons to register? See what NAIFA-Texas President Danny O'Connell has to say below!

Topics: Advocacy #NAIFAProud Networking Marketing Sales & Marketing Members Leadership State Advocacy Leaders Membership Federal Advocacy

1 min read

NAIFA Four Under 40 Winner Demko Featured in Best's Review Article

By NAIFA on 5/7/21 11:22 AM

NAIFA-Texas member Rick Demko is life insurance expert with Centric Advisors who holds the LACP certification, served as President of NAIFA Houston, won NAIFA's Four Under 40 Award, and recently shared his insights on COVID-19's impact on life insurance underwriting with Best's Review magazine. Talk about differentiating yourself! #NAIFAproud https://hubs.li/H0MH_820

Topics: #NAIFAProud Marketing Sales & Marketing Members COVID-19 Leaders Membership

NAIFA Amarillo Luncheon - May 11, 2021

By Bianca Alonso NAIFA-Texas PAC/Government Relations Manager on 5/5/21 1:19 PM

In honor of Disability Insurance Awareness Month (#DIAM), join NAIFA Amarillo for a luncheon featuring guest speaker and NAIFA-Dallas member, Mike Evans on May 11th! Mike has over 40 years of experience in the life and health industry and is currently Brokerage Sales Manager at The DI Center. A native of Lubbock, Texas and graduate of Texas Tech University, Mike began his DI specialization in 1987 when he opened Paul Revere’s West Texas Brokerage Office. Click here to register!

Topics: Disability Insurance #NAIFAProud Networking Marketing Sales & Marketing Members Leadership Leaders Membership

NAIFA Fort Worth Golf Tournament

By Bianca Alonso NAIFA-Texas Government Relations Manager on 5/5/21 1:00 PM

Join NAIFA Fort Worth for a golf tournament benefitting Big Brothers, Big Sisters of Tarrant County on Monday, May 24th from 8 AM-1PM! This event is open to members and non-members, so grab your colleagues and indulge in a day of golf, networking, and more at Hawks Creek Golf Club. Click here for more information and registration.

Topics: #NAIFAProud Networking Marketing Sales & Marketing Members Leadership Leaders Membership

A New Chapter for NAIFA-Texas

By Bianca Alonso NAIFA-Texas Government Relations Manager on 4/29/21 11:05 AM

Topics: #NAIFAProud Members Leadership Leaders Membership

2 min read

May is Disability Insurance Awareness Month

By Dr. Rodney Mogen, DBA on 4/28/21 1:57 PM

The following post was written by Dr. Rodney Mogen, DBA, Founder of SolveUrPuzzles and NAIFA-Texas Secretary Treasurer. To view additional information from Life Happens about Disability Insurance Awareness Month, please click here.

May is Disability Insurance Awareness Month (DIAM). What does disability awareness mean to you? Awareness might mean different things to different people. As an adviser, disability insurance is not often talked about. When compared to life insurance, or even long-term care, individual disability insurance and subsequent products are not discussed or presented to clients as much as they should. Awareness comes in three parts: educating ourselves, educating our clients, and being able to understand the companies and their languages.

Topics: Disability Insurance #NAIFAProud Networking Marketing Disability Income Insurance Sales & Marketing Members Leadership Leaders Membership

1 min read

LILI is Online!

By Bianca Alonso NAIFA-Texas Government Relations Manager on 4/22/21 11:55 AM

NAIFA has expanded the Leadership In Life Institute (LILI) Program to an online experience! NAIFA-Texas encourages our members to consider embarking on this 6 month personal and professional development program that has impacted so many in our chapter! Here is the list of LILI alumni from NAIFA-Texas.

Topics: #NAIFAProud LILI Networking Prospecting Members Leadership Leaders Future Leaders Membership

Texas Leaders Roundtable Is Back!

By Bianca Alonso NAIFA-Texas Government Relations Manager on 4/21/21 10:00 AM

Texas Leaders Roundtable (TLRT) has made a return! This elite program brings together NAIFA members from around the state to network, share sales ideas and attend exclusive events designed just for TLRT members. Membership is based on production, years of experience and NAIFA membership. Click here for additional information!

Topics: #NAIFAProud Networking Prospecting Members Awards Leadership Leaders Membership

1 min read

Marketing in the New Digital Environment

By Dr. Rodney Mogen, DBA on 4/21/21 9:00 AM

The following post was written by Dr. Rodney Mogen, DBA, Founder of SolveUrPuzzles and NAIFA-Texas Secretary Treasurer.

Topics: #NAIFAProud Networking Marketing Sales & Marketing Prospecting Members Awards Leadership Leaders Membership

NAIFA Fort Worth Awards Luncheon

By Bianca Alonso NAIFA-Texas Government Relations Manager on 4/20/21 12:40 PM

NAIFA Fort Worth will be hosting their annual Awards Luncheon on Thursday, April 29th from 11:30 AM-1:30 PM! The Edward F. Tate Jr., ChFC, CLT, LUTCF Career Service Award will presented to NAIFA Fort Worth IFAPAC Director, Brett Ruddell, for his outstanding service as an insurance agent and financial advisor. This event is a great opportunity to learn more about NAIFA Fort Worth and network some of the best in the industry! The Awards Luncheon is open to both members and non-members. Click here for more information.

Topics: #NAIFAProud Networking Prospecting Members Awards Membership

Join NAIFA-Texas' Grassroots Army!

By Bianca Alonso NAIFA-Texas Government Relations Manager on 4/15/21 2:09 PM

NAIFA-Texas is proud to be strong advocates for our industry. We are always looking for innovative ways to grow our grassroots army. This legislative session we have enlisted the help of OneClickPolitics to help us run online campaigns relating to our legislative priorities. To learn more about our campaigns and get involved, please click here!

Topics: Advocacy #NAIFAProud Networking Education Prospecting Members State Advocacy Financial Literacy Membership

Gov. Greg Abbott Declares April as Financial Literacy Month in Texas

By Bianca Alonso NAIFA-Texas Government Relations Manager on 4/14/21 6:19 PM

Texas Governor Greg Abbott declared April as Financial Literacy Month in Texas. View the proclamation here.

NAIFA-Texas has been working hard this legislative session to ensure personal financial literacy is part of the Texas public high school curriculum. If you have not done so already, please click here to ask your representatives and senators to support SB 1063!

Topics: #NAIFAProud Networking Education Prospecting Members Financial Literacy Membership

Network with NAIFA-Houston!

By Bianca Alonso NAIFA-Texas Government Relations Manager on 4/14/21 5:52 PM

NIAFA-Houston will be hosting a networking happy hour at Topgolf on Thursday, April 29th! This event is open to both members and non-members. Feel free to bring peers, mentors, or colleagues to meet and mingle with some of the best in the industry! Registration information can be found here.

Topics: #NAIFAProud Networking Prospecting Members Membership

Reminder: April 14th - "Building Your Business in a Virtual World

By Bianca Alonso NAIFA-Texas Government Relations Manager on 4/7/21 4:09 PM

Don't get to register for our April 14th panel-- "Building Your Business in a Virtual World," moderated by Former NAIFA San Antonio President, Michael Aguirre. Join NAIFA-Texas for an interactive, dynamic virtual panel of NAIFA-Texas members who know to true meaning of reinventing themselves in a virtual world. Register TODAY!

Topics: Sales Disability Insurance #NAIFAProud Networking Benefits Prospecting Members COVID-19

NAIFA-Dallas Summit April 20, 2021

By Bianca Alonso NAIFA-Texas Government Relations Manager on 4/7/21 12:42 PM

On April 20, 2021, NAIFA-Dallas is hosting their annual (virtual) Summit for Success! Join a line up of industry speakers as they discuss how to pandemic-proof your practice. This virtual event is open to both members and non-members. For more information and registration, please click here!

Topics: #NAIFAProud Networking Benefits Continuing Education Professional Development Members COVID-19 Membership

NAIFA-Texas Partners with Kaplan Financial Education!

By Bianca Alonso NAIFA-Texas Government Relations Manager on 4/6/21 12:48 PM

NAIFA-Texas is very excited to announce our new partnership with Kaplan Financial Education! This new member benefit will give current members an exclusive discount on insurance licensing, continuing education, and securities licensing courses! Sign up for an account with your email address associated with your NAIFA-Texas membership to unlock all this and more with Kaplan. Click here to learn more!

Topics: Life Insurance & Annuities #NAIFAProud Networking Benefits Continuing Education Members Membership

April Member Spotlight: Jim Hutson

By Bianca Alonso NAIFA-Texas Government Relations Manager on 4/6/21 10:00 AM

This month's member spotlight is on Jim Hutson out of NAIFA-Amarillo Affiliate! Jim is the founder and owner of The Jim Hutson Agency, LLC and has been a member of NAIFA since 2010. He currently serves as the Tri-City Sales Forum Director for NAIFA-Amarillo! After a very successful 29 year career as a high school band director, Jim found his next career move in financial services. Jim has always had a love for music and helping people which has paved the path to where he is today.

For the full interview with Jim Hutson, please click here!

Topics: #NAIFAProud Networking Members Member Spotlight Membership

NAIFA Amarillo Presents State of the State with NAIFA-TX President Danny O'Connell

By Bianca Alonso NAIFA-Texas Government Relations Manager on 3/31/21 6:48 PM

NAIFA Amarillo Affiliate will be hosting a State of the State Luncheon on April 13, 2021 with NAIFA-Texas President Danny O'Connell as the guest speaker. Danny will be sharing the vision the 2021 Board of Directors has for NAIFA-Texas and discuss what the future holds!

For more information, please click here!

Topics: Advocacy #NAIFAProud Networking Members COVID-19 Membership

1 min read

(Virtual) Congressional Conference 2021: Its Happening!

By Bianca Alonso NAIFA-Texas Government Relations Manager on 3/31/21 5:40 PM

NAIFA recently announced that Congressional Conference 2021 will be happening virtually this year! This event is an amazing tradition that has engaged our members for as long as anyone can remember. Last year, of course, Congressional Conference was cancelled due to the COVID-19 pandemic. This year, out of an abundance of caution, NAIFA members in Texas and across the country will have the convenience of participating from the comfort of their home or office! We can still make an impact virtually. We did so for our virtual Day at the Capitol 2021 😁

For more information, please click here!

Topics: Advocacy #NAIFAProud Networking Members COVID-19 Membership

NAIFA Houston Presents Coffee Talk

By Bianca Alonso NAIFA-Texas Government Relations Manager on 3/25/21 9:00 AM

NAIFA-Houston presents Drew Briggs with The American College of Financial Services will lead this informational session about all the changes The American College has made and how user-friendly getting a designation is. Drew will be discussing the new college-wide RICP virtual sessions for 2021 and the changes to the CLU® and ChFC® test grades that now give a 30% participation grade for completing the course work. This is a positive change for people who have test anxiety since part of the coursework now counts towards their final grade.

Topics: Sales #NAIFAProud Networking Prospecting Members

April 14th - Building Your Business in a Virtual World

By Bianca Alonso NAIFA-Texas Government Relations Manager on 3/24/21 12:30 PM

Adapting is key when keeping your business thriving. Join NAIFA-Texas for an interactive, dynamic virtual panel about how to best market yourself in today's normal. Former NAIFA San Antonio President, Michael Aguirre, will be moderating a panel of NAIFA-Texas members who know to true meaning of reinventing themselves in a virtual world. Register TODAY!

Topics: Sales Disability Insurance #NAIFAProud Networking Benefits Continuing Education Prospecting Members

NAIFA-Texas & Web CE Partner Up

By Bianca Alonso NAIFA-Texas Government Relations Manager on 3/24/21 10:00 AM

NAIFA-Texas is very excited to announce our new partnership with Web CE! This new member benefit will give our current members exclusive access to highest quality online insurance licensing and continuing education materials. Click here to learn more!

Topics: Sales Disability Insurance #NAIFAProud Networking Benefits Continuing Education

Building Your Business in a Virtual World: A Panel

By Bianca Alonso NAIFA-Texas Government Relations Manager on 3/17/21 3:30 PM

NAIFA-Texas is excited to announce our upcoming virtual event, Building Your Business in the Virtual World on Wednesday April 14th! Our elite panelists come with vast expertise in the fields of finance, disability, and P&C. Michael Aguirre, former NAIFA-Texas Board Member and former San Antonio President, will be moderating this discussion. This event is open to members and non-members!

Registration and additional event information can be found here.

Topics: Sales Disability Insurance #NAIFAProud Networking Benefits Continuing Education Prospecting Members

NAIFA-Fort Worth Welcomes Back Adam Outland, Southwestern Consulting!

By Bianca Alonso NAIFA-Texas Government Relations Manager on 3/17/21 7:30 AM

NAIFA-Fort Worth is hosting their virtual chapter meeting on Thursday, March 25, 2021 featuring Adam Outland of Southwestern Consulting. Adam will be conducting a sales training workshop titled, "Grow Your Sales Immediately." Learn how to overcome call reluctance, shorten your sales cycle, and more!

For free registration and additional information, please click here.

Topics: Sales Disability Insurance #NAIFAProud Networking Benefits Continuing Education Prospecting Members

NAIFA-Dallas Luncheon - March 25, 2021

By Bianca Alonso NAIFA-Texas Government Relations Manager on 3/17/21 7:30 AM

NAIFA-Dallas is hosting their Chapter Luncheon on Thursday, March 25, 2021! John Norman CLU, ChFC, of Penn Mutual Wealth Strategies will be the guest speaker from 11:30 AM-1 PM at Maggiano's at Willow Bend. His workshop will be focused on Special Needs Estate Planning.

This Luncheon will be followed by an opportunity for CE credit from 1:15 - 2:15 PM!

"Everything You Want to Know about DI But Didn't Know to Ask," will be sponsored by the DI Center and moderated by Mike Evans, CLU ChFC LUTCF.

For more information, please click here!

Topics: Disability Insurance #NAIFAProud Networking Benefits Continuing Education Members

1 min read

NAIFA-TX Holds Successful Virtual Day at the Capitol Advocacy Event

By NAIFA on 3/3/21 5:04 PM

NAIFA’s Texas chapter (NAIFA-TX) held a successful legislative event last week, with several dozen participants. The annual Day at the Capitol was planned as a hybrid event, with both in-person and virtual attendees. However, the lingering effects of recent winter storms required NAIFA-TX to quickly shift to an all-virtual event.

Topics: State Advocacy

2 min read

March Member Spotlight: Kelli Simms

By Bianca Alonso NAIFA-Texas Government Relations Manager on 3/3/21 2:54 PM

This month’s member spotlight is on Kelli Simms out of Dallas! She is currently serving on the NAIFA-Dallas Board of Directors as the Director of Government Relations. Kelli demonstrated a deep understanding of the importance of personal financial literacy and a passion for advocacy. She grew up in between New Orleans, LA and Dallas, TX and attended the University of New Orleans. She owns her own firm, InsureSolve, PLLC, a financial services advisory practice solving retirement and income planning issues. Her firm also offers education consulting services with in-house certified instructors teaching Financial Literacy coursework.

Read the Q&A below to get to know Kelli more!

Topics: #NAIFAProud Benefits Members Member Spotlight

1 min read

NAIFA Family Response Fund Expanded to Assist Winter Storm Victims in Texas

By NAIFA on 2/24/21 10:10 AM

NAIFA has expanded access to the NAIFA Family Response Fund to benefit members of the association impacted by deadly winter storms in Texas. Officials in Texas and media reports indicate the extreme weather and associated utility outages have resulted in significant property losses and fatalities.

New Year, New Website

By Bianca Alonso NAIFA-Texas Government Relations Manager on 2/10/21 4:26 PM

NAIFA-Texas has a new website! AND a new domain name. Moving forward, we will be directing members and non-members to this new page: tx.naifa.org

Topics: #NAIFAProud Benefits Members Member Spotlight

1 min read

Member Spotlight: Betsy Assad, CLTC, NAIFA-Houston 2021 President

By Bianca Alonso NAIFA-Texas Government Relations Manager on 2/2/21 2:18 PM

This month’s member spotlight is on Betsy Assad, CLTC, NAIFA-Houston 2021 President!

Topics: Member Spotlight Membership

1 min read

The 87th Legislative Session Begins!

By Bianca Alonso NAIFA-Texas Government Relations Manager on 1/26/21 12:00 AM

The 87th Legislative Session is upon us! What has happened so far? Glad you asked!

Member Spotlight on Doug Massey, NAIFA Trustee

By NAIFA on 1/5/21 12:00 AM

Happy New Year, members! We hope you had a relaxing holiday season. NAIFA-Texas has a few things up its sleeve as we embark on 2021 and slam the book that is 2020 shut (with force).

Season's Greetings from NAIFA-Texas!

By NAIFA-Texas Staff on 12/21/20 12:00 AM

2020 has been quite the year to say the least. Despite these unprecedented times, we are grateful to each of our members for making this year another successful one. Make sure to check out our 2020 Video Yearbook!

Best Interests for Annuity Consumers

By Bianca Alonso NAIFA-Texas Government Relations Manager on 12/4/20 12:00 AM

Back in February, the National Association of Insurance Commissioners (NAIC) adopted amendments to the NAIC Suitability in Annuity Transactions Model Regulation. NAIFA National describes these amendments as consisting of, “enhanced consumer protections and other revisions, and the revised NAIC Model requires producers and insurers to act in the best interest of annuity purchasers and to not put their own financial interests ahead of the consumers’ interest.” This amended model affects financial professionals working with annuities.

Election 2020 Is Over: What Now?

By Bianca Alonso NAIFA-Texas PAC/Government Relations Manager on 11/18/20 12:00 AM

Phew! It has been quite the ride over the past few weeks.

Election 2020: The Homestretch

By Bianca Alonso NAIFA-Texas PAC/Government Relations Manager on 10/27/20 12:00 AM

We are officially one week from Election Day.

NAIFA-Texas Recommended Reads Part II

By Bianca Alonso NAIFA-Texas PAC/Government Relations Manager on 10/21/20 12:00 AM

Every month we will be spotlight books that have impacted our members and have played a part in how they have built their businesses. Below are this month's recommended reads! Click here to view last month's blog post of book recommendations.

Estate Planning Awareness Month 2020

By Bianca Alonso NAIFA-Texas PAC/Government Relations Manager on 10/12/20 12:00 AM

It is safe to say that COVID-19 has thrown the world as we know it for a loop. With the rising number of COVID-19 cases, one cannot help but think about what would happen to their loved ones if something were to happen to them. It has also forced us to have conversations we did not think we would have. One of which being life insurance and another being what today’s post is about: Estate Planning.

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