---
title: Navigating Home Equity & Financial Planning
description: "NAIFA-Texas Sponsor, Fairway Mortgage - Navigating Home Equity and Financial Planning: Financial Advisor on His Own Reverse Mortgage Loan with Michael Inkman"
---

[NAIFA-Texas Blog ](https://tx.naifa.org/blog)

# [Navigating Home Equity & Financial Planning](https://tx.naifa.org/blog/navigating-home-equity-financial-planning)

 Written by [NAIFA-Texas](https://tx.naifa.org/blog/author/naifa-texas) | 1/6/25 2:00 PM

###### This Article is Brought to you by NAIFA-Texas Sponsor, [Fairway Independent Mortgage Corporation - The Michael Inkman Team](https://texashomelending.com/)<https://texashomelending.com/><https://www.principal.com/businesses/trends-insights/want-improve-employee-engagement-and-performance-look-mental-health>

## Navigating Home Equity and Financial Planning: Financial Advisor on His Own Reverse Mortgage Loan with Michael Inkman

 

Jim Thompson, a financial advisor, praised the benefits of a Home Equity Conversion Mortgage, which he decided to use after recognizing it as a tool to maintain home ownership and financial liquidity, contrary to common fears of losing one’s home.

He appreciates how the reverse mortgage frees up monthly funds and provides a line of credit for personal use. Thompson also commends Michael Inkman from Fairway Mortgage for his friendly, knowledgeable, and supportive approach to clients, highlighting that responsible financial planning is essential for maximizing benefits from such financial products.

As it relates to leveraging home equity, Jim says, “I use the example when you go down to the grocery store, bring your mortgage statements, and say, ‘Look, I have a paid off house.’

And they say, ‘Well, that’s very nice. Good for you. But we use cash here, so that doesn’t really help.’”

 

### **If you’d like to learn more about HECM loans and how they can be applied to strategic retirement planning, **[**reach out to Michael Inkman today**](https://texashomelending.com/contact/?utm_source=NAIFA&utm_medium=Blog&utm_campaign=Blog+1+and+2+Contact&utm_id=ltd+-+Inkman)**. **

###### ###### [CONNECT WITH NAIFA-TEXAS!](mailto:exec@naifa-texas.org)

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